My Money Design

10 Steps to Retire Early – What You Should Be Doing Right Now!

After reading enough personal finance blogs, this whole financial independence thing starts to sound pretty good!  But what exactly are the steps to retire early? How does someone acquire enough money to never have to work again (if they choose)? ...

The 401(k) Age 55 Rule for Early Retirement Income

Most people in the U.S. know that when it comes to retirement planning, if you don’t wait to withdraw your funds until age 59-1/2, then there will be a pesky 10% penalty to pay. However, there is one little known rule when it comes to 401(k) ...

The 10 Best Practical Ways to Budget Your Money and Save More

The foundation of any solid financial freedom plan is in knowing the best ways to budget your money and save effectively.  It’s absolutely fundamental to preserving your wealth. Have you ever wondered why so many lottery winners end up going ...