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Getting A Personal Loan
Published on 2012-05-23 02:50:48
Sometimes you need a large amount of cash up front to pay for stuff. If you don’t have the money for it then you probably shouldn’t buy it in the first place. But if it’s an emergency and you need money fast, you do have several options. There are other ways of getting a loan [...] > read more
Are Debit Gift Cards Good Presents?
Published on 2012-05-17 01:09:10
Some say it’s tacky to give cash as a present. Gift cards to a restaurant or store are also problematic, as you don’t know if the other person shops there. So then the solution is to give them a debit gift card, right? It can be loaded with $100 and the receiver can spend it [...] > read more
Stop Wasting Your Money & Start Saving
Published on 2012-05-10 00:00:34
Many people make plenty of money to live comfortably, but they struggle to make ends meet each month. It is a paradox that leaves people complaining about the high cost of living and wondering where all of their money is going each month. If this sounds familiar to you, the fact is that you may [...] > read more
Careers You Can Have Forever
Published on 2012-04-22 02:09:49
It’s unfortunate to see people who are aging in the workforce be forced into beginning a new career. Such events are becoming more commonplace nowadays. Sometimes industries go on the decline and employers have to make cuts. Other times workers age and can no longer handle the heavy workload. So when choosing a career it’s [...] > read more
It’s Time To Spring Clean Your Finances
Published on 2012-04-09 20:34:11
Can you believe it’s already spring time again? It seems like it was just yesterday we were making New Year’s resolutions about cutting back on our spending or slashing our debt. How are those coming along so far? If you’re already off track you are not alone. Most people break their resolutions a few weeks [...] > read more
Guide To Paying For College
Published on 2012-03-16 19:52:41
College is as expensive as it’s ever been. With tuition rates on the rise yet again college is becoming almost impossible to afford without accruing tens of thousands of dollars in student loan debt. But don’t despair just yet. There’s a way that you or your children can still afford to go to college. Here [...] > read more
Survey On Parents, Children And Finances
Published on 2012-03-12 17:36:56
I’ve always felt that schools should educate the youth on practical things like personal finance, rather than on memorization of facts. But this responsibility falls solely on the shoulders of parents. TD Bank recently surveyed 1,637 parents to discover some facts on the financial knowledge of parents and how, if at all, parents are educating [...] > read more
How To Stay Fit For Free
Published on 2012-02-17 23:50:23
You don’t need an expensive gym membership, workout DVD’s or diet books to lose weight. You can stay physically fit for free if you follow the tips in this post. Park further away. Always chase after that coveted spot in front of the store? Park far away and walk the calories away. Take the stairs. [...] > read more
How Young Drivers Can Lower Their Insurance Premiums
Published on 2012-02-17 21:47:19
It’s no secret that young drivers insurance premiums can be painfully high – it’s a sad fact that drivers under 25 are more likely to be involved in an accident than an older driver and this statistic drives up the cost of insurance. There’s no escaping the reality of harsher premiums as a young driver, [...] > read more
What To Do With Unwanted Gift Cards
Published on 2012-02-09 02:43:55
After every Christmas season your stockings are surely full of presents you certainly appreciate, but do not necessarily want. If you receive an ugly sweater with no gift receipt your options are limited. But if you get a gift card you don’t want, you have several options. You can use it, trade it or sell [...] > read more
New Year’s Resolutions That Save You Money
Published on 2012-01-11 14:32:16
Every year you come up with a New Years resolution and inevitably every year it’s already broken by the end of the month. Perhaps you would have a better success rate if you realized that your new years resolution had a dual purpose. Namely, you’ll achieve your goal and save money while doing it. Let [...] > read more
Tax Savings For Business Owners
Published on 2011-12-25 04:52:26
Tax time isn’t until April the 15th 2012, but you can begin planning for that date right now. There’s only a few days left to take advantage of these end of the year tax savings. So let’s get right to these tax saving tips for business owners. Freelance Payments If you work as an independent [...] > read more
How To Reduce Your Holiday Spending
Published on 2011-12-15 23:12:18
Every year around this time we have to dig into our savings or put holiday gifts on credit cards. It’s as if the holiday music puts us into a money spending mood. If you’re tight on cash this holiday season you can still buy presents without breaking the bank. Here’s how. Plan a gift exchange. [...] > read more
The Best Ways To Negotiate A Discount
Published on 2011-11-13 20:46:23
Asking for a discount isn’t tacky, it’s being financially savvy. You really have nothing to lose by asking for a discount. But in order to increase the chances of walking away with a better-than-advertised deal, follow these tips on how to negotiate a discount. Big ticket items. When buying big ticket items your odds of [...] > read more
Is Your Job Costing You?
Published on 2011-11-11 16:31:35
Can you afford to take that job? Can you afford to keep the one you have? What are your alternatives? Few people look at the cost of going to work, instead looking only at the paycheck at the end of the week. Evaluating your current or new job should be part of the decision making [...] > read more
Have A Credit Card Complaint? New Fed Bureau Listens
Published on 2011-11-09 15:02:02
In times of financial crisis, many consumers find it necessary to use more credit to make ends meet. With an increase in credit use, it’s to be expected that there will be more complaints. In an effort to help consumers with their mortgages, credit cards and other financial issues, enforce federal finance laws and encourage [...] > read more
Do’s and Don’ts of Conflict Management In The Workplace
Published on 2011-10-28 19:32:00
Conflicts in the workplace arise often, but if ignored can negatively affect the team, department and even the overall organization and their goals. Anytime a diverse group of people come together in a work setting there is bound to be conflict. However, differing views between coworkers can often result when: Roles are left undefined Job [...] > read more
How To Get Your First Credit Card
Published on 2011-07-02 04:17:04
Having credit history will make it easier for you to borrow money later for things like a car or a house. Having a good credit score also makes it possible to borrow money at a lower rate. One of the best ways of establishing your credit is through t > read more
Ways People Waste Money Foolishly
Published on 2011-06-24 01:31:39
If you’re trying to save money the biggest roadblock in your plan can be spending money foolishly. Here’s a list of the most common ways people waste money. Leftovers. If you go out to eat, take home your leftover food. If you make too mu > read more
What To Do With Gift Cards You Don’t Want
Published on 2011-06-12 00:45:42
Every year during the holidays or for your birthday you’ll undoubtedly receive a few gift cards that you don’t want. It’s rude to give it back. You can’t return or exchange it at a store either. So what do you do with these un > read more
Here’s How NOT To Pay Off Your Debt
Published on 2011-05-28 19:11:58
Take out a loan to pay off your other debts. The problem with this is that it feeds the tendencies (getting loans) that got you in trouble in the first place. If you’re having a problem paying your other loans, what makes you think you’re > read more
After A Foreclosure, Things May Get Worse
Published on 2011-05-18 15:51:05
So you’ve lost your home due to foreclosure. Your credit score has been ruined. You won’t qualify for a new home loan for years. This foreclosure will stay on your credit report for 7 years. You think it can’t get any worse than thi > read more
How To Maximize Big Purchases With Credit Cards
Published on 2011-05-17 17:49:40
Maximizing your bigger purchases with your credit cards can be beneficial in several ways. If you use your credit card for large purchases you could potentially be saving money. A large purchase can be anything from a car to a TV or that luxury holid > read more
Finding A Job Through Networking
Published on 2011-05-07 22:45:18
Job positions are available and people are being hired to fill them. And you won’t ever even know these jobs exist. There is a hidden job market out there. Did you know that the majority of jobs aren’t even advertised? Many companies eith > read more
Creating A Plan To Pay Off Your Debt
Published on 2011-04-27 16:46:21
You won’t get rid of your debt overnight. But if you can create a plan to manage your debt and stick to it, you will one day live a debt-free life. Without further ado, here are some suggestions on how you can begin paying off your debts. Be re > read more
Credit: How To Get Approved
Published on 2011-04-17 15:59:56
It’s embarrassing. You go to apply for a loan and you get rejected. How does this happen? It’s because you either had no credit or a low credit score. In this post I’ll attempt to share with you a few suggestions on improving your c > read more
Save Your Money With Do-It-Yourself Credit Repair
Published on 2011-04-04 19:53:32
If you’re considering paying someone to fix your credit you should know that you can do it yourself and save yourself some money. If you’re hearing claims that a credit repair company can do marvelous things in a short amount of time that > read more
3 Ways To Save Money Every Week
Published on 2011-03-23 20:09:05
Saving money on one item is good, but real savings come in the way of saving money on the things you need on a weekly basis. Checking before you buy anything can save you money. Remember there is a market for everything and there’s always going > read more
How Japan Crisis Might Affect Supply and Prices
Published on 2011-03-23 19:09:33
The Japanese tsunami and nuclear crisis is causing some problems with the just-in-time inventory of some commodities imported from Japan that could cause a shortage in supply or a rise in prices, or both. The reason for this is that some of the elect > read more
How To Attain Freedom From Debt Fast
Published on 2011-03-22 19:44:39
The first few months of each year are often the time you re-assess your income as well as spending habits. This is because during the period, consumers are taking the bite out of extravagance over the previous holiday season. Part of every person’s > read more
Use eBay To Repay Your Debts
Published on 2011-03-12 20:28:20
So you have debts and you want to start repaying them. But money is tight and you are on a fixed income and just buying the essentials you need leaves you with little left over. Well here’s a quick way you can get some extra money to help you s > read more
Don’t Be Fooled By The Credit Repair Con
Published on 2011-02-28 04:13:34
Have you ever applied for and been turned down for a loan due to bad credit? A lot of times you might not even be aware that you had bad credit. Thus the usual reaction by most folks when this happens is to panic. But then they remember those ads the > read more
Types Of Insurance You Don’t Need
Published on 2011-02-18 02:11:33
One of the easiest ways for companies to make money off of you is by selling you insurance. Some types of insurance are wise purchases while others are purely a waste of your money. Here’s a list of some insurances that you probably shouldnR > read more
Stock Up And Save, Just In Case
Published on 2011-01-29 18:22:01
In the event of a catastrophe, such as war or a natural disaster, store shelves are going to empty out real fast, the gas station will have a line of cars, they may run out of gas and may raise prices immediately. Therefore, you should stock up whene > read more