Blog Feed: The Home Mortgage Loan Modification Blog and Whats New

California Loan Modification Company Your Loan Is Modified Or No Charge

Published on 2012-04-08 17:11:47

California loan modification company that gets results or no charge. No fee until you loan is successfully modified. No upfront fee California loan modification.

What Is Loss Mitigation - Home Loss Mitigation Process-Mortgage Mitigation Help

Published on 2012-02-28 05:33:27

Information you need on - what is loss mitigation, the home loss mitigation process and mortgage mitigation help, US loss mitigation help and ways you can benefit from the process.

DIY Loan Modification Kit - Upsidedown Mortgage Loan Modification Answers

Published on 2012-01-23 17:58:45

This DIY loan modification kit is the exception to the rule. It delivers. Gain the competence you need to submit and negotiate like a PRO - with real insider advice on how to negotiate a modification

Why Don't I Qualify For Loan Modification

Published on 2012-01-21 21:42:46

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › Why Don't I Qualify For Loan Modification

Mid Bank Of America Trial Modification Period - When Can I Move?

Published on 2012-01-21 21:35:09

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › Mid Bank Of America Trial Modification

B Of A Loan Mod Declined... Current On Mortgage Payments?

Published on 2012-01-21 21:32:53

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › B Of A Loan Mod Declined... Current

Why Can Chase Keep People's Lives In Limbo

Published on 2012-01-21 21:30:38

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Chase Loan Modification Problems Q&A › Why Can Chase Keep People's Lives In Limbo

Screwed Over By Wells Fargo And Want To Do Something About It! Too Late?

Published on 2012-01-21 21:28:26

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Wells Fargo Mortgage Loan Modification Problems Q&A > Screwed Over By Wells Fargo

Denied By Chase Again!

Published on 2012-01-21 20:34:13

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Chase Loan Modification Problems Q&A › Denied By Chase Again! We have been trying

Upsidedown Mortgage Loan Modification|Save House from Foreclosure|Home Loss Mit

Published on 2011-09-27 21:02:43

Get real answers on upsidedown mortgage loan modification to save house from forclosure. Home loss mitigation and behind in payments mortgage help!

BAC Loan Modification Denied

Published on 2011-05-10 08:48:07

After 4 months I was told my BAC loan modification was denied because I was current. I was 2 1/2 months behind on mortgage pymts and got an intent to

B of A Loan Modification Denied

Published on 2011-05-10 03:24:03

We received the modification paperwork unsolicited, actually we received two copies of the same paperwork. We gathered up the information they wanted

Can I Refinance And Modify Within A Year With BOA?

Published on 2011-05-09 04:49:32

I called BOA to apply for loan modification and they said that since I just refinanced my property less than a year ago that I do not qualified for the

Bank Of America Loan Modification Problems

Published on 2011-05-08 06:57:23

I am writing this letter to ask your help to keep our home. My husband and I work hard but unfortunately we have problems making our current monthly payments

Income Caluation For BOA In House Modification Vs MHA Modification

Published on 2011-05-08 03:15:01

Is it true that in an MHA modification the income is calculated based on YTD gross income and BoA in house modification is based on current months pay

BOA Bought My Mortgage But Is Not Honoring The Approved Modification

Published on 2011-05-07 07:09:42

Two years ago, I filed for a mortgage modification through Wilshire Credit Corporation, and was accepted. I made all trial payments and then the loan

My Chase Loan Modification <br>Took 18 Months

Published on 2011-05-05 06:41:51

Our Chase loan modification process was literally hell for us. After being told it would take up to 3 months, Chase kept prolonging it due to the fact

Will Wells Fargo Modify To An Interest Only Fixed Pmt?

Published on 2011-05-04 06:00:06

Does Wells Fargo offer a 10 year fixed interest only program at 2 for 40 years under the loan modification program? Or can you elaborate on any type

Bank Of America Is Harming Americans

Published on 2011-05-03 04:39:07

BOA - I was a couple of months behind on mortgage payments due to losing one income in our home. Then when I sent a mortgage payment BOA used my mortgage

Why You Should Ask Who Owns Your Mortgage

Published on 2011-04-27 05:29:28

by Wells Fargo Mortgage Loan Modification Expert - Dan NorthYou should always ask who the investor is or owns your mortgage. You also need to ask for a copy of the assignment of mortgage which transfers ownership of the mortgage note. Your bank may n

I Have An Approved Loan Mod <br>But B Of A Is Urging Me To <br>Re-apply For HAMP

Published on 2011-04-26 05:52:21

I have a loan modification (traditional with 30 years fixed) approved by my previous lender, Wilshire Credit Corp before my loan was transferred to BAC

Chase Is My Loan Servicer But I Believe My Investor Is Wells Fargo

Published on 2011-04-25 04:17:44

It has been 1.5 years of submitting pay stubs, tax returns and endless paperwork. Recently I was approved for a modification and put in a trial payment

Wells Fargo Screwed Me!!!!!

Published on 2011-04-24 02:55:23

I asked for a modification from Wells Fargo last year. After many months of confusing payments directed by Wells Fargo's well trained staff (Hah!) I was

B Of A Approved Modification? <br>What Happened?

Published on 2011-04-22 19:35:49

After going through the modification period and being approved. My loan went back into mitigation and then I was denied. My original loan was transfer

Where Did My B Of A Mortgage Interest Go?

Published on 2011-04-21 21:49:23

Why after waiting a year and a half for Bank Of America to modify my home loan is my mortgage interest deduction only on the amount we started the modification

Can I Apply To B Of A For A HAMP Loan Modification A Second Time?

Published on 2011-04-21 20:55:33

I was declined for a HAMP loan modification in November of 2010 because of Negative NPV. The letter from B of A stated that they would contact me within

Bank Of America Modified My Loan By Raising My Payment And I Do Not Qualify For The Old Payment

Published on 2011-04-21 01:34:35

Is there not some illegality in modifying a loan to a higher payment, when the person does not qualify for that payment or the previous one because of

2nd Trial Forbearance Offered And Payment Went Up Over $1000

Published on 2011-04-17 02:35:47

I have been working on a loan modification since May 2010. We can't refinance because our credit is now ruined. Before 2009, when we were both laid

Inherited Home With Wells Fargo Residential Mortgage

Published on 2011-04-16 12:08:39

My mother had her residential mortgage with Wells Fargo. In 2007 my mother died and in her Will she transfer to me the rights of the house. The County

3 Different Letters From Wells Fargo: Trial, Denial, and Foreberance

Published on 2011-04-16 09:50:06

My parents have been working with Wells Fargo to try to get a loan mod for over a year. At the same time, they have been showing the house for short sale.

Just Got Approved For Wells Fargo Mortgage Modification

Published on 2011-04-16 07:40:11

I was just approved for a Loan Modification through Wells Fargo but after reading all the horror stories I am very nervous. What should I be looking

B of A Loan - But Serviced By Chase

Published on 2011-04-16 06:14:41

I am currently being evaluated by Chase for modification on a B of A 1st mortgage loan. While I certainly qualify under HAMP for a payment not to exceed

Upsidedown Mortgage With Bank Of America - Please Help!

Published on 2011-04-13 08:06:17

We have an upsidedown mortgage with Bank of America, a first and second mortgage through Bank of America, both are interest only mortgages. Presently

Not Sure What I Can Do About Wells Fargo 1st And Chase 2nd - I Need Help!

Published on 2011-04-12 06:26:49

My first mortgage is with Wells Fargo and my second with Chase. The Chase second mortgage will be due in 2016 and right now the balance on it is $85,000.00.

Bank Of America Loan Modification Is Taking Way To Long

Published on 2011-04-09 21:10:22

I am being re-considered for a Bank of America loan modification again because BOA was unclear on asking for my latest tax return. I had sent my previous

How To Save My House From Foreclosure - 3 Ways To Stop A Foreclosure Sale

Published on 2011-04-08 08:25:57

You can save the house from foreclosure. Here are 3 ways to stop a foreclosure sale that provide leverage to force lender to modify

Manufactured Home NOT Secured By Mortgage On Real Estate - Is There A Way To Modify Loan?

Published on 2011-04-03 08:29:41

I understand this would not qualify under HAMP but are there any other modification programs out there that would apply? Also where is the original text

ARM + Lost Wages + Bank Of America Modification = $1,100 Mortgage Increase By End Of 2010 - Is It Time To Walk Away?

Published on 2011-04-03 03:01:28

In 2005 we paid 30K down on a 257K home which has depreciated to 107K (according to 2009 tax assessment). Because of lost income in 2008 we had a Countrywide

Should I Stop Paying My BOA Mortgage If Turned Down By Bank Of America for Loan Modification?

Published on 2011-04-01 04:33:04

Recently (4/13/2010), I sent in a reply to a letter sent by BOA in Dec 2009, regarding home loan help. In the letter, I explained I would be losing my

Bank of America Loan Modification Problems, Questions and Answers

Published on 2011-04-01 04:22:40

Real answers to Bank of America Loan Modification problems and questions from visitors who need Bank of America Mortgage Relief but having problems getting help from B of A.

Wells Fargo Mortgage Loan Modification Question

Published on 2011-03-30 07:01:54

What if my monthly mortgage is lesser than the 31 of my gross income, can I still qualify for a Wells Fargo loan modification? Wells Fargo Mortgage

Current Loan Modification Question

Published on 2011-03-30 04:53:37

I was approved for a loan modification the beginning of last year (2010) and stayed on good terms with my modified loan agreement. I want to know if

Wells Fargo Rejected Our Making Home Affordable Modification Program Request

Published on 2011-03-26 04:21:04

After 4 months of waiting, Wells Fargo rejected our last HAMP modification request saying our mortgage payments were less than 31 of our gross income.

Divorced And Only On Deed Of Trust

Published on 2011-03-26 02:16:17

If a judge awards me the home, because I live in it and I am disable, but I am only on the deed of trust when we got married, can I modify the mortgage?

Third Attemp On Chase Loan Modification In Two Years????

Published on 2011-03-14 01:37:36

I have tried for three Chase loan modifications in the past two years. We were not behind on our 1st or 2nd mortgage when we first tried to modify

In Good Faith-I Have Done My Part But Chase Might Still Foreclose

Published on 2011-03-13 06:11:57

Chase had $800 in suspense (my original payments were $896) when I entered a trial modification for $781/month. I sent Chase the 1st payment certified

Loan Modification Advice From Third Party Killed My Chase Modification - I Want To Keep My Home

Published on 2011-03-11 04:42:50

I refinanced in 2006 to build onto my home and took an additional loan on my 401k at $700/month. I have another 10 months before the 401k is paid off.

No-Upfront Fee Hardship Loan Modification Application

Published on 2011-03-11 02:47:22

See if you qualify for no-upfront fee Hardship Loan Modification. Hardship mortgage loan modification without the front end fees.

Loan Modification Process With Chase Is Taking Too Long...

Published on 2010-12-28 20:15:05

I started a Chase Loan Modification application in Feb 2010 for a Making home affordable modification. Chase said it could take up to 6 months to start

Turned down and told to reapply?? How does that help?

Published on 2010-12-24 08:05:58

After 3 months of continually submitting the requested documents (some of which were sent 3 times), we were notified that we do not quality for mortgage

I Am In The Loan Modification Process

Published on 2010-12-17 04:05:43

I am mid a loan modification on my 1st mortgage. The 2nd mortgage won't stop calling me asking me to keep paying it......Do I have to make payments on

What Options Will I Have (If Any) With Wells Fargo?

Published on 2010-12-14 21:43:23

My Wells Fargo mortgage story is like so many others facing hard times I applied for Home Mortgage Loan Modification in Feb 2010 because of a job loss

Wells Fargo Said They <br>Made A Mistake

Published on 2010-12-13 02:39:30

Last year after much consternation Wells Fargo sent papers on a modification I believed was the making home affordable modification ...there was a step

My Wells Fargo Horror Story

Published on 2010-12-13 01:40:13

Here is my Wells Fargo Mortgage horror story: I live in an area of NJ which was hit by the perfect storm. The local Army Fort closed and the job market

Length Of Loan Modification Term

Published on 2010-11-26 04:53:24

What is the length of term Lenders are required to give you in regards to length of repayment? Mortgage Loan Modification Answer:by Loan Modification

Debt To Income Ratio And Loan Modification

Published on 2010-11-26 04:45:50

How will my debt to income ratio affect a loan modification? Do percentages apply when doing a loan modification? How low should I expect the mortgage

Wells Fargo Modifications

Published on 2010-11-26 04:23:51

I have not had a problem modifying mortgage loans through Wells Fargo but Chase is more challenging when I help homeowners trying to get a modification.

Three Trial Period Payments And No Modification From Wells Fargo. Help!!

Published on 2010-11-26 04:21:00

Three trial period payments to Wells Fargo and no mortgage loan modification? Wells Fargo Mortgage Loan Modification Answer:by Wells Fargo Mortgage Loan