Blog Feed: The Home Mortgage Loan Modification Blog and Whats New

California Loan Modification Company Your Loan Is Modified Or No Charge

Published on 2012-04-08 17:11:47

California loan modification company that gets results or no charge. No fee until you loan is successfully modified. No upfront fee California loan modification. > read more

What Is Loss Mitigation - Home Loss Mitigation Process-Mortgage Mitigation Help

Published on 2012-02-28 05:33:27

Information you need on - what is loss mitigation, the home loss mitigation process and mortgage mitigation help, US loss mitigation help and ways you can benefit from the process. > read more

DIY Loan Modification Kit - Upsidedown Mortgage Loan Modification Answers

Published on 2012-01-23 17:58:45

This DIY loan modification kit is the exception to the rule. It delivers. Gain the competence you need to submit and negotiate like a PRO - with real insider advice on how to negotiate a modification > read more

Why Don't I Qualify For Loan Modification

Published on 2012-01-21 21:42:46

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › Why Don't I Qualify For Loan Modification > read more

Mid Bank Of America Trial Modification Period - When Can I Move?

Published on 2012-01-21 21:35:09

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › Mid Bank Of America Trial Modification > read more

B Of A Loan Mod Declined... Current On Mortgage Payments?

Published on 2012-01-21 21:32:53

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Bank Of America Loan Modification Problems Q&A › B Of A Loan Mod Declined... Current > read more

Why Can Chase Keep People's Lives In Limbo

Published on 2012-01-21 21:30:38

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Chase Loan Modification Problems Q&A › Why Can Chase Keep People's Lives In Limbo > read more

Screwed Over By Wells Fargo And Want To Do Something About It! Too Late?

Published on 2012-01-21 21:28:26

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Wells Fargo Mortgage Loan Modification Problems Q&A > Screwed Over By Wells Fargo > read more

Denied By Chase Again!

Published on 2012-01-21 20:34:13

Mortgage-Modification-Answers Home › Mortgage Loan Modification Info › Chase Loan Modification Problems Q&A › Denied By Chase Again! We have been trying > read more

Upsidedown Mortgage Loan Modification|Save House from Foreclosure|Home Loss Mit

Published on 2011-09-27 21:02:43

Get real answers on upsidedown mortgage loan modification to save house from forclosure. Home loss mitigation and behind in payments mortgage help! > read more

BAC Loan Modification Denied

Published on 2011-05-10 08:48:07

After 4 months I was told my BAC loan modification was denied because I was current. I was 2 1/2 months behind on mortgage pymts and got an intent to > read more

B of A Loan Modification Denied

Published on 2011-05-10 03:24:03

We received the modification paperwork unsolicited, actually we received two copies of the same paperwork. We gathered up the information they wanted > read more

Can I Refinance And Modify Within A Year With BOA?

Published on 2011-05-09 04:49:32

I called BOA to apply for loan modification and they said that since I just refinanced my property less than a year ago that I do not qualified for the > read more

Bank Of America Loan Modification Problems

Published on 2011-05-08 06:57:23

I am writing this letter to ask your help to keep our home. My husband and I work hard but unfortunately we have problems making our current monthly payments > read more

Income Caluation For BOA In House Modification Vs MHA Modification

Published on 2011-05-08 03:15:01

Is it true that in an MHA modification the income is calculated based on YTD gross income and BoA in house modification is based on current months pay > read more

BOA Bought My Mortgage But Is Not Honoring The Approved Modification

Published on 2011-05-07 07:09:42

Two years ago, I filed for a mortgage modification through Wilshire Credit Corporation, and was accepted. I made all trial payments and then the loan > read more

My Chase Loan Modification <br>Took 18 Months

Published on 2011-05-05 06:41:51

Our Chase loan modification process was literally hell for us. After being told it would take up to 3 months, Chase kept prolonging it due to the fact > read more

Will Wells Fargo Modify To An Interest Only Fixed Pmt?

Published on 2011-05-04 06:00:06

Does Wells Fargo offer a 10 year fixed interest only program at 2 for 40 years under the loan modification program? Or can you elaborate on any type > read more

Bank Of America Is Harming Americans

Published on 2011-05-03 04:39:07

BOA - I was a couple of months behind on mortgage payments due to losing one income in our home. Then when I sent a mortgage payment BOA used my mortgage > read more

Why You Should Ask Who Owns Your Mortgage

Published on 2011-04-27 05:29:28

by Wells Fargo Mortgage Loan Modification Expert - Dan NorthYou should always ask who the investor is or owns your mortgage. You also need to ask for a copy of the assignment of mortgage which transfers ownership of the mortgage note. Your bank may n > read more

I Have An Approved Loan Mod <br>But B Of A Is Urging Me To <br>Re-apply For HAMP

Published on 2011-04-26 05:52:21

I have a loan modification (traditional with 30 years fixed) approved by my previous lender, Wilshire Credit Corp before my loan was transferred to BAC > read more

Chase Is My Loan Servicer But I Believe My Investor Is Wells Fargo

Published on 2011-04-25 04:17:44

It has been 1.5 years of submitting pay stubs, tax returns and endless paperwork. Recently I was approved for a modification and put in a trial payment > read more

Wells Fargo Screwed Me!!!!!

Published on 2011-04-24 02:55:23

I asked for a modification from Wells Fargo last year. After many months of confusing payments directed by Wells Fargo's well trained staff (Hah!) I was > read more

B Of A Approved Modification? <br>What Happened?

Published on 2011-04-22 19:35:49

After going through the modification period and being approved. My loan went back into mitigation and then I was denied. My original loan was transfer > read more

Where Did My B Of A Mortgage Interest Go?

Published on 2011-04-21 21:49:23

Why after waiting a year and a half for Bank Of America to modify my home loan is my mortgage interest deduction only on the amount we started the modification > read more

Can I Apply To B Of A For A HAMP Loan Modification A Second Time?

Published on 2011-04-21 20:55:33

I was declined for a HAMP loan modification in November of 2010 because of Negative NPV. The letter from B of A stated that they would contact me within > read more

Bank Of America Modified My Loan By Raising My Payment And I Do Not Qualify For The Old Payment

Published on 2011-04-21 01:34:35

Is there not some illegality in modifying a loan to a higher payment, when the person does not qualify for that payment or the previous one because of > read more

2nd Trial Forbearance Offered And Payment Went Up Over $1000

Published on 2011-04-17 02:35:47

I have been working on a loan modification since May 2010. We can't refinance because our credit is now ruined. Before 2009, when we were both laid > read more

Inherited Home With Wells Fargo Residential Mortgage

Published on 2011-04-16 12:08:39

My mother had her residential mortgage with Wells Fargo. In 2007 my mother died and in her Will she transfer to me the rights of the house. The County > read more

3 Different Letters From Wells Fargo: Trial, Denial, and Foreberance

Published on 2011-04-16 09:50:06

My parents have been working with Wells Fargo to try to get a loan mod for over a year. At the same time, they have been showing the house for short sale. > read more

Just Got Approved For Wells Fargo Mortgage Modification

Published on 2011-04-16 07:40:11

I was just approved for a Loan Modification through Wells Fargo but after reading all the horror stories I am very nervous. What should I be looking > read more

B of A Loan - But Serviced By Chase

Published on 2011-04-16 06:14:41

I am currently being evaluated by Chase for modification on a B of A 1st mortgage loan. While I certainly qualify under HAMP for a payment not to exceed > read more

Upsidedown Mortgage With Bank Of America - Please Help!

Published on 2011-04-13 08:06:17

We have an upsidedown mortgage with Bank of America, a first and second mortgage through Bank of America, both are interest only mortgages. Presently > read more

Not Sure What I Can Do About Wells Fargo 1st And Chase 2nd - I Need Help!

Published on 2011-04-12 06:26:49

My first mortgage is with Wells Fargo and my second with Chase. The Chase second mortgage will be due in 2016 and right now the balance on it is $85,000.00. > read more

Bank Of America Loan Modification Is Taking Way To Long

Published on 2011-04-09 21:10:22

I am being re-considered for a Bank of America loan modification again because BOA was unclear on asking for my latest tax return. I had sent my previous > read more

How To Save My House From Foreclosure - 3 Ways To Stop A Foreclosure Sale

Published on 2011-04-08 08:25:57

You can save the house from foreclosure. Here are 3 ways to stop a foreclosure sale that provide leverage to force lender to modify > read more

Manufactured Home NOT Secured By Mortgage On Real Estate - Is There A Way To Modify Loan?

Published on 2011-04-03 08:29:41

I understand this would not qualify under HAMP but are there any other modification programs out there that would apply? Also where is the original text > read more

ARM + Lost Wages + Bank Of America Modification = $1,100 Mortgage Increase By End Of 2010 - Is It Time To Walk Away?

Published on 2011-04-03 03:01:28

In 2005 we paid 30K down on a 257K home which has depreciated to 107K (according to 2009 tax assessment). Because of lost income in 2008 we had a Countrywide > read more

Should I Stop Paying My BOA Mortgage If Turned Down By Bank Of America for Loan Modification?

Published on 2011-04-01 04:33:04

Recently (4/13/2010), I sent in a reply to a letter sent by BOA in Dec 2009, regarding home loan help. In the letter, I explained I would be losing my > read more

Bank of America Loan Modification Problems, Questions and Answers

Published on 2011-04-01 04:22:40

Real answers to Bank of America Loan Modification problems and questions from visitors who need Bank of America Mortgage Relief but having problems getting help from B of A. > read more

Wells Fargo Mortgage Loan Modification Question

Published on 2011-03-30 07:01:54

What if my monthly mortgage is lesser than the 31 of my gross income, can I still qualify for a Wells Fargo loan modification? Wells Fargo Mortgage > read more

Current Loan Modification Question

Published on 2011-03-30 04:53:37

I was approved for a loan modification the beginning of last year (2010) and stayed on good terms with my modified loan agreement. I want to know if > read more

Wells Fargo Rejected Our Making Home Affordable Modification Program Request

Published on 2011-03-26 04:21:04

After 4 months of waiting, Wells Fargo rejected our last HAMP modification request saying our mortgage payments were less than 31 of our gross income. > read more

Divorced And Only On Deed Of Trust

Published on 2011-03-26 02:16:17

If a judge awards me the home, because I live in it and I am disable, but I am only on the deed of trust when we got married, can I modify the mortgage? > read more

Third Attemp On Chase Loan Modification In Two Years????

Published on 2011-03-14 01:37:36

I have tried for three Chase loan modifications in the past two years. We were not behind on our 1st or 2nd mortgage when we first tried to modify > read more

In Good Faith-I Have Done My Part But Chase Might Still Foreclose

Published on 2011-03-13 06:11:57

Chase had $800 in suspense (my original payments were $896) when I entered a trial modification for $781/month. I sent Chase the 1st payment certified > read more

Loan Modification Advice From Third Party Killed My Chase Modification - I Want To Keep My Home

Published on 2011-03-11 04:42:50

I refinanced in 2006 to build onto my home and took an additional loan on my 401k at $700/month. I have another 10 months before the 401k is paid off. > read more

No-Upfront Fee Hardship Loan Modification Application

Published on 2011-03-11 02:47:22

See if you qualify for no-upfront fee Hardship Loan Modification. Hardship mortgage loan modification without the front end fees. > read more

Loan Modification Process With Chase Is Taking Too Long...

Published on 2010-12-28 20:15:05

I started a Chase Loan Modification application in Feb 2010 for a Making home affordable modification. Chase said it could take up to 6 months to start > read more

Turned down and told to reapply?? How does that help?

Published on 2010-12-24 08:05:58

After 3 months of continually submitting the requested documents (some of which were sent 3 times), we were notified that we do not quality for mortgage > read more

I Am In The Loan Modification Process

Published on 2010-12-17 04:05:43

I am mid a loan modification on my 1st mortgage. The 2nd mortgage won't stop calling me asking me to keep paying it......Do I have to make payments on > read more

What Options Will I Have (If Any) With Wells Fargo?

Published on 2010-12-14 21:43:23

My Wells Fargo mortgage story is like so many others facing hard times I applied for Home Mortgage Loan Modification in Feb 2010 because of a job loss > read more

Wells Fargo Said They <br>Made A Mistake

Published on 2010-12-13 02:39:30

Last year after much consternation Wells Fargo sent papers on a modification I believed was the making home affordable modification ...there was a step > read more

My Wells Fargo Horror Story

Published on 2010-12-13 01:40:13

Here is my Wells Fargo Mortgage horror story: I live in an area of NJ which was hit by the perfect storm. The local Army Fort closed and the job market > read more

Length Of Loan Modification Term

Published on 2010-11-26 04:53:24

What is the length of term Lenders are required to give you in regards to length of repayment? Mortgage Loan Modification Answer:by Loan Modification > read more

Debt To Income Ratio And Loan Modification

Published on 2010-11-26 04:45:50

How will my debt to income ratio affect a loan modification? Do percentages apply when doing a loan modification? How low should I expect the mortgage > read more

Wells Fargo Modifications

Published on 2010-11-26 04:23:51

I have not had a problem modifying mortgage loans through Wells Fargo but Chase is more challenging when I help homeowners trying to get a modification. > read more

Three Trial Period Payments And No Modification From Wells Fargo. Help!!

Published on 2010-11-26 04:21:00

Three trial period payments to Wells Fargo and no mortgage loan modification? Wells Fargo Mortgage Loan Modification Answer:by Wells Fargo Mortgage Loan > read more