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Is Pet Insurance Worth The Cost?
Published on 2012-03-13 14:24:04
I brought my cat in to see the vet a week ago, and since it was a new vet I had to fill out a form with relevant information regarding my pet. One thing that caught my eye was a space for pet insurance policy information. I had never considered it before, but this got [...] > read more
Challenging Myself With the YAKEZIE ALEXA RANKING CHALLENGE!
Published on 2012-03-12 18:43:12
I’ve been blogging about personal finance and becoming debt-free for about 4 years now, but I must confess I’ve been a bit inconsistent about it. I started blogging as many do – as a hobby. I quickly realized that my level of interest in personal finance was more than the mere hobbyist level, but my [...] > read more
When a $50,000 Salary Can Feel Like Minimum Wage.
Published on 2012-03-05 12:05:08
How can $50,000 seem like minimum wage? According to the Social Security Administration’s National Average Wage Index, the national average income for the USA in 2011 was $41,673.83. That means that to half the country, $50,000 a year would be a $8,326 raise, and yet this woman says $50,000 feels like minimum wage ! Well, [...] > read more
Save Money on Insurance – Skip These Insurance Policies You Don’t Need!
Published on 2012-02-21 13:04:09
Fear sells, and nothing is more fearful than the future. Insurance agents have known this for ages, and the most unscrupulous of them will play up the fear factor to the hilt. That’s not to say that all insurance is unnecessary or that all agents are fear mongers. Insurance has a definite purpose – [...] > read more
Tax Time: Kiplinger’s “Do It Yourself Pay Raise” (Video).
Published on 2012-02-20 09:11:58
Want a little more more in your paycheck every month? Get a big, fat tax refund every year? Here’s how to turn that refund into a raise: Related Posts: How to Get Free Help With Taxes! TaxTime: 2010 Tax Law Changes. Tax Time: 4 Big Tax Changes for 2011. Are You Prepared to Pay $3,598 More in Income Tax for 2012? How to Get Your Tax Refund Now! Tweet (function(d, s, id) { var js, fjs = d.getElement [..] > read more
Why A Mortgage Loan Without PMI Is A Bad Idea.
Published on 2012-02-14 12:56:19
I was looking over some old documents recently and I came across my 1st mortgage. Ah the memories. I couldn’t believe how high the interest rate was – 6.50% – and that was a good rate for the time! One other thing stuck out to me – no PMI. Not because we had a [...] > read more
Eat the Rich: From Beatnik to Business Major Back in Fashion Again?
Published on 2012-01-31 10:57:29
I was reading through an old copy of Eat the Rich: A Treatise on Economics by P. J. O’Rourke and came across this page which pretty much sums up view of the OWS crowd and many of their supporters… The book was written in the late 1990′s, so it struck me [...] > read more
Want to Build Wealth, and be Secure? Focus on Learning Instead of Earning!
Published on 2012-01-18 11:33:34
I just finished reading Robert Kiyosaki’s book, Rich Dad’s Increase Your Financial I.Q.: Get Smarter with Your Money and the one major takeaway is that too many people never realize their true financial potential because the get in their own way! Many people focus on earning more money when they should be focuses their [...] > read more
Robert Kiyosaki Plays Loose With His Math.
Published on 2012-01-16 12:23:54
I’ve been reading Rich Dad’s Increase Your Financial IQ: Get Smarter with Your Money, by Robert Kiyosaki and while I like the general gist of the book (especially the first half), he rubs me wrong way in several places. One of these is in his use of math to support his opinions on real [...] > read more
8 Tips to Reduce Your Debt This Holiday Season.
Published on 2011-12-21 20:32:00
The Holiday Season is the busiest time of year, full of family and friends, good food – and spending. Between the parties, travel to be with family, and gift-giving, it’s practically inevitable you’ll be dishing out a lot of dough. But you don’t have to go into debt during the Holidays that leaves you [...] > read more
5 Bad Habits About Money Kids Learn From Their Parents.
Published on 2011-12-15 11:52:53
Children learn many things from their parents, and most of it is subliminal. We indirectly learn habits and behaviors by watching our parents, and when we become adults and have children of our own we pass many of those habits, behaviors and beliefs on to them whether we know it or not. Here are [...] > read more
Are You Prepared to Pay $3,598 More in Income Tax for 2012?
Published on 2011-12-07 11:47:40
Many people are not aware of the extent to which the U.S. income tax laws will change next year if Congress does not move to make them permanent. This goes well beyond the much hyped payroll tax break. In fact, the $3,598 doesn’t even factor in the increase if that provision fails to win [...] > read more
Five Common Debt Solutions.
Published on 2011-12-01 11:25:28
Debt is an ongoing problem that plagues consumers around the world. Heavy debt is caused by various factors. Loss of job, divorce, and over extending one’s financial abilities are just a few ways debt sneaks up on hard-working people. If you are having a problem with debt, you are most likely wondering how to [...] > read more