Blog Feed: Mortgage-Made-Simple Blog

2/1 Buydown Loan

Published on 2011-04-07 17:45:05

While cash buyers are dominating the Sacramento purchase market. Nationally, FHA mortgages are still dominating the home loan purchase market. One particular program, which was always a favorite of the builders, the 2/1 buydown loan, is being fased o > read more

No April Fools Day…Mortgage Pricing is Free Again; For Now

Published on 2011-04-04 12:02:09

As the Frank-Dodd financial reform bill was set to go in motion last Thursday, there was widespread panic in our industry. The impact of this impulsive regulations meant consumers get less options. They attempted to fix mortgage pricing and loan offi > read more

Voyage Home Loans Operations Manager Nominated for Sacramento Business Journal’s 40 Under 40 Award

Published on 2011-03-24 18:20:33

Sacramento, Calif.—Chief Operations Manager Josh Harmatz has recently been listed as one of the 100 finalists for the Sacramento Business Journal’s 40 Under 40 Award, which recognizes 40 exceptional Sacramento area professionals for their busines > read more

Weekly update for Sacramento Homeowners

Published on 2011-03-22 20:07:59

It’s Monday and the good news is my house did not flood over the weekend; the sun is shining and we hope the weather holds. More good news for Sacramento home owners- interests rates are still hovering in the high 4s, and adjustable rate mortgages > read more

Sacramento Business Journal Top 40 Under 40 Finalists

Published on 2010-05-06 15:46:23

Nominated for the Top 40 under 40 business leaders in Sacramento > read more

Our recent event with Angelwish…Voyage Home Loans made the Local News!!!

Published on 2010-04-30 11:36:18

This was a very rewarded event for everyone involved. Please see the link below for our local new video. http://www.youtube.com/watch?v=PVDjQgjmPcs Voyage Home Loans is quickly becoming a prominent force in the local business community. Our commitmen > read more

Mortgage Loans and Tax Time; they have a lot in common

Published on 2010-02-10 01:52:52

Mortgage loans are becoming increasingly difficult to qualify for. Debt to income ratio’s are tighter, home valuations are more conservative, and underwriters are extremely cautious. If you have been turned down for your mortgage loan in the pa > read more

Want 100% Financing for Your Purchase Loan?

Published on 2010-01-26 20:50:05

Yes, there is still no money down financing options. If you are not familiar with some of the more unique products, here are four that can get you into your home with no money out of pocket. 1. VA- The department of veterans affairs offers no money d > read more

Mortgage Changes You Need to Know

Published on 2010-01-14 13:05:41

The american economy is still recovering from the mortgage crisis of 2007 as investors in the mortgage marketplace today are extremely cautious. Their apprehension to make another mistake on a mortgage loan is causing a continual tightening of the le > read more

How RESPA reform will increase loan fee’s

Published on 2010-01-02 13:47:37

Yesterday, the Real Estate Settlement and Procedurs Act, commonly known as RESPA, expanded the guidelines that govern the mortgage business. The intentions of the mortgage guidelines are to make lending more transparent so that customers can make mor > read more

Is Obama Really Spending Too Much?

Published on 2009-12-09 21:27:40

Considering that the TARP funds are loans and not gifts, are we losing money or making money on this “Bail Out”? Since the government bought into 35% of CITI, the stock has tripled. I would love to have billions to invest in that wouldn&# > read more

It’s Your Fault

Published on 2009-12-08 22:30:39

Students at Sacramento State feel that it is the home owner who is to blame for the subprime mortgage crisis. Recently, I surveyed senior’s at the local university and and asked them to pick among the following choices who should bear the shame > read more

Would you do business with you?

Published on 2009-10-28 14:18:18

What would you expect of someone who is handling the largest transaction in your life. Several hundred thousand dollars are on the line. Would they answer your calls? Would they know up front what can and cannot be done? How much experience would you > read more

Voyage Financial Group Mentioned in the Sacramento Press

Published on 2009-10-23 00:11:38

Recently, my company sponsored the Painting for Miracles Charity Event. I wanted to share the information on the event in the hopes of raising more money for Childrens Miracle Network. Please see the Sacramento Press or our Website for more informati > read more