| Home | My Account | Directories |
Types of Mortgage Lenders
Published on 2011-10-10 12:31:00
Types of Mortgage LendersToday's choices include banks, mortgage brokers, home builders, and Internet lenders. Each has its advantages and disadvantages, and rates vary from lender to lender.Types of Mortgage LendersType Advantages DisadvantagesBanks Regulated by state and federal agencies Current banking relationship can get you a reduced mortgage rate Numerous branches provide you > read more
Down Payment Options
Published on 2011-10-08 00:30:00
Down Payment OptionsOne of the components a lender uses to help determine what loan amount to approve is your down payment. A down payment not only serves as a commitment on a borrower.s behalf to make good on a loan, but acts as a lender.s guarantee to minimize risk in case a borrower defaults on a loan. The more of your own cash that you can put down for a loan, the easier it is to qualify for > read more
Best Times to Buy
Published on 2011-10-05 14:29:00
Best Times to BuyA Conventional wisdom says that you need to stay in a home a minimum of five years to ensure that you recoup your purchasing costs. But with some markets soaring, this advice doesn't always apply.It's All About the MarketMarket conditions play a huge part in any decision about when to buy. Housing market values have varied widely from region to region in recent years. While the > read more
How to Guide: The Closing Process
Published on 2011-10-04 12:28:00
How to Guide: The Closing ProcessClosing consists of all the necessary final steps involved in sealing the deal on a home purchase. It includes:The offer to purchaseThere's no foolproof way to make an offer that's guaranteed to be accepted by the seller. But once you find your perfect house, it's wise to move fast. A good rule of thumb is to make an offer that's eight to 10 percent below the > read more
How-to-guide: Buying Your First Home
Published on 2011-10-02 17:27:00
How-to-guide: Buying Your First HomeFinding the right first home starts with a price range and a short list of desirable neighborhoods. But there are many other factors you'll need to consider before investing in what may be your biggest asset.Before You Start: Grab your current household budget so you can consider your financial situation and your ability to make mortgage payments. Ask > read more
Choosing The Best Lender
Published on 2011-10-02 00:26:00
Choosing The Best LenderYou're shopping for a mortgage and you've received four offers from four lenders. How do you choose? The first factor most people consider is the interest rate and other costs, but that's only the beginning. You'll also want to think about the lenders themselves, not simply the numbers they're tossing your way.Here are five steps to follow when determining which lender is > read more
Mortgage loan plan for jobless falls short
Published on 2011-09-29 15:24:00
Mortgage loan plan for jobless falls shortA $1 billion federal loan program designed to help 30,000 unemployed homeowners pay their mortgages will probably fall far short of its goal, adding to an expanding list of government antiforeclosure efforts that have failed to meet expectations.The program is intended to provide up to $50,000 in two-year, zero-interest loans for qualified homeowners in > read more
Increasing Seller's Property Value
Published on 2011-09-28 12:23:00
Increasing Seller's Property ValueUnderstand first of all that there IS a difference between price and value. Price is the amount you are asking for the property. Value is buyer perceived, and this perception of value is influenced by many factors such as location, features, condition, comparison to other purchase option, etc. By attending to details that can have a positive impact on the value, > read more
Mortgages: Understanding Points, Rates and Fees
Published on 2011-09-27 12:22:00
Mortgages: Understanding Points, Rates and FeesNot only do you have to understand what type of mortgage you should choose, you have to understand the costs associated with your mortgage. All of these costs will be paid upon closing your mortgage.Purchase PointsPurchase points, also known as a "buy-down" or "discount points," are an up-front fee paid to the lender at closing to buy-down or lower > read more
Home Refinancing Basics
Published on 2011-09-27 00:20:00
Home Refinancing BasicsIn recent years, millions of homeowners have taken advantage of low rates and refinanced their mortgages. This article describes the advantages and possible pitfalls associated with a "refi."Before You Start: Remember that refinancing to reduce debt can be a smart move, but refinancing in order to borrow more for consumer purchases (car, vacation, etc.) could set you > read more
Structured Finance and Collateralized Debt Obligations: New Developments in Cash and Synthetic Securitization (Wiley Finance)
Published on 2010-09-21 16:16:00
Structured Finance and Collateralized Debt Obligations: New Developments in Cash and Synthetic Securitization (Wiley Finance) Product DescriptionAn up-to-date look at the exploding CDO and structured credit products marketIn this fully updated Second > read more
Structured Finance and Collateralized Debt Obligations: New Developments in Cash and Synthetic Securitization (Wiley Finance)
Published on 2010-09-21 16:16:00
Structured Finance and Collateralized Debt Obligations: New Developments in Cash and Synthetic Securitization (Wiley Finance) Product DescriptionAn up-to-date look at the exploding CDO and structured credit products marketIn this fully updated Second > read more
Understanding Credit Derivatives and Related Instruments (Academic Press Advanced Finance)
Published on 2010-09-19 02:14:00
Understanding Credit Derivatives and Related Instruments (Academic Press Advanced Finance) Editorial ReviewsReview"This enjoyable book on credit derivatives will be useful to both students of finance and practitioners. Bomfim does for credit what Hul > read more
Understanding Credit Derivatives and Related Instruments (Academic Press Advanced Finance)
Published on 2010-09-19 02:14:00
Understanding Credit Derivatives and Related Instruments (Academic Press Advanced Finance) Editorial ReviewsReview"This enjoyable book on credit derivatives will be useful to both students of finance and practitioners. Bomfim does for credit wha > read more
Project Financing : 7th edition
Published on 2010-09-16 19:12:00
Project Financing : 7th editionProduct DescriptionFully updated and revised Project Financing includes numerous examples and case-studies, including the Eurotunnel, Dabhol and Hubco deals. These illustrate key issues such as government and multilater > read more
Project Financing : 7th edition
Published on 2010-09-16 19:12:00
Project Financing : 7th editionProduct DescriptionFully updated and revised Project Financing includes numerous examples and case-studies, including the Eurotunnel, Dabhol and Hubco deals. These illustrate key issues such as government and multilater > read more
The Handbook of Corporate Debt Instruments
Published on 2010-09-14 06:11:00
The Handbook of Corporate Debt InstrumentsProduct DescriptionThe Handbook of Corporate Debt Instrument provides a practical overview of the wide range of corporate debt products available for enhancing returns over government securities. Contribution > read more
The Handbook of Corporate Debt Instruments
Published on 2010-09-14 06:11:00
The Handbook of Corporate Debt InstrumentsProduct DescriptionThe Handbook of Corporate Debt Instrument provides a practical overview of the wide range of corporate debt products available for enhancing returns over government securities. Contribution > read more
Social Security Payback Option May Disappear
Published on 2010-09-12 04:30:00
Social Security Payback Option May DisappearA proposed rule would eliminate the chance to hike benefits via the "do-over" strategy. It's not for everybody. But consider your options now.A little-known strategy that allows Social Security recipients t > read more
Social Security Payback Option May Disappear
Published on 2010-09-12 04:30:00
Social Security Payback Option May DisappearA proposed rule would eliminate the chance to hike benefits via the "do-over" strategy. It's not for everybody. But consider your options now.A little-known strategy that allows Social Security re > read more
Mortgage rates hit low of 4.36 percent
Published on 2010-09-09 12:00:00
Mortgage rates hit low of 4.36 percentMortgage rates fell to the lowest level in decades for the ninth time in 10 weeks, as concerns grow that the economy is weakening.Mortgage buyer Freddie Mac said Thursday that the average rate for a 30-year fixed > read more
Mortgage rates hit low of 4.36 percent
Published on 2010-09-09 12:00:00
Mortgage rates hit low of 4.36 percentMortgage rates fell to the lowest level in decades for the ninth time in 10 weeks, as concerns grow that the economy is weakening.Mortgage buyer Freddie Mac said Thursday that the average rate for a 30-year fixed > read more
The LSTA's Complete Credit Agreement Guide
Published on 2010-09-08 05:02:00
The LSTA's Complete Credit Agreement GuideProduct DescriptionLoans between institutions continue to be issued and traded, and corporate lending remains a booming practice. At the core of these activities is the credit agreement--a complicated documen > read more
The LSTA's Complete Credit Agreement Guide
Published on 2010-09-08 05:02:00
The LSTA's Complete Credit Agreement GuideProduct DescriptionLoans between institutions continue to be issued and traded, and corporate lending remains a booming practice. At the core of these activities is the credit agreement--a complicated documen > read more
Mortgage loans fall for second month in a row BBA reveals
Published on 2010-09-07 11:48:00
Mortgage loans fall for second month in a row BBA reveals Mortgage lending in the UK fell by 2.5 per cent in July new figures have revealed.High Street banks approved 33,698 home loans in July, 877 less than in June, according to the British Bankers > read more
Mortgage loans fall for second month in a row BBA reveals
Published on 2010-09-07 11:48:00
Mortgage loans fall for second month in a row BBA reveals Mortgage lending in the UK fell by 2.5 per cent in July new figures have revealed.High Street banks approved 33,698 home loans in July, 877 less than in June, according to the British Bankers > read more
Open Payday Advance Neon Sign
Published on 2010-09-07 00:56:00
Open Payday Advance Neon SignProduct DescriptionDesign combined with OPEN, convenient for new business owner. Real Glass Tube Neon Signs. (For indoor use only) Made by experienced neon glass benders 100% hand crafted, real glass tube neon sign. This > read more
Open Payday Advance Neon Sign
Published on 2010-09-07 00:56:00
Open Payday Advance Neon SignProduct DescriptionDesign combined with OPEN, convenient for new business owner. Real Glass Tube Neon Signs. (For indoor use only) Made by experienced neon glass benders 100% hand crafted, real glass tube neon sign. This > read more
Mortgage Market Needs More Government, Not Less - Bill Gross
Published on 2010-09-05 17:47:00
Mortgage Market Needs More Government, Not Less - Bill GrossThe housing market is in turmoil following the economic recession, a point made even more clear on Tuesday when it was reported that existing home sales dropped by the widest margin in July > read more
Mortgage Market Needs More Government, Not Less - Bill Gross
Published on 2010-09-05 17:47:00
Mortgage Market Needs More Government, Not Less - Bill GrossThe housing market is in turmoil following the economic recession, a point made even more clear on Tuesday when it was reported that existing home sales dropped by the widest margin in July > read more