Moneymonk

I am with Wordpress Now, please update

Published on 2010-04-01 12:49:00

Please update my blog if you are using Google Connect. I have switched over to WordpressMy blog name www.moneymonk.netMy feed address: http://feeds2.feedburner.com/moneymonk/kDcAThank you kindly!-Marie Joseph

New Blog Design Coming Soon!

Published on 2010-01-30 01:22:00

My blog will be down for the next few days. My designer is working hard to design my new site. Please check back periodically.Thanks and I appreciate your patience:)Please go to www.moneymonk.net for updates

Friday Quote

Published on 2010-01-29 08:43:00

We can tell our values by looking at our checkbook stubs. ~Gloria Steinem

How To Build Your Financial Empire in Five Easy Steps

Published on 2010-01-27 08:20:00

1.Manage Debt2.How much to Save?3.Find the Proper Insurance4.Draft A Will5.Investing

Dealing with Emergencies

Published on 2010-01-25 07:00:00

So you read about a spending plan, now I want to talk about dealing with the unknown.If you are already behind on your payments, an emergency will make it worse.When you're already broke, everything becomes an emergency. A trip to the hospital can be $50, when you don't have the money to pay the deductible can freak you out.When you have money, emergencies, well don't seem like emergencies. A nice cash buffer can keep your wheels greased, making your ride in life comfortable.So where do I start?

Friday Quote

Published on 2010-01-22 08:16:00

If you think education is expensive, try ignorance-Derek Bok

A written spending plan is powerful

Published on 2010-01-21 11:03:00

How are some people organized with money and others just cannot keep current on their bills?A spending plan seems to be a good guide to organization.Before the month begin, I know exactly what I am spending before my paycheck arrives.It usually looks like this:MortgageFoodGasoline for the carCar insuranceCell phonethose above are my main expenses, expenses that I must pay to operate.Then are the various bills (no fixed amount, varies month to month)utilities InternetentertainmentPay your living

Friday Quote

Published on 2010-01-15 08:03:00

It’s Called the American Dream Because You Have to Be Asleep To Believe It” - George Carlin

First Generation White Collar pt.2

Published on 2010-01-13 08:03:00

Are you a first generation white collar professional? Here a few additional questions I need answered:What were some hurdles that u face being a First Generation White Collar?Did your parents embrace your success or resent it?Where did you go for guidance, for as money concerns once you got that "real job"?What was your first big ticket purchase you bought yourself once entering the professional workforce?Did your family members and other siblings think you were rich once you had a white collar

Stop Telling Me You're Broke

Published on 2010-01-11 08:10:00

I am so tired of people saying they’re broke when it comes to leisure time, family outings and discretionary spending. People are a slave to debt payments and are not able to enjoy life because of recurring payments. Like I mentioned in an earlier post, Americans are broke after paying the Mortgage and car note because it tends to take up the bulk of their income after taxes, medical insurance. It seems that Americans always pick the house and car they want, but when it comes down to other thi

Friday Quote

Published on 2010-01-08 08:06:00

Great minds discuss ideasAverage minds discuss eventsSmall minds discuss people- Eleanor RooseveltStop hanging around people that talk about other people!

1st Generation White Collar

Published on 2010-01-07 10:37:00

How many of you are 1st generation white collar in your family?How did your parents handle their money vs. the way you handle it?What Social, Economic and burdens did you face with your family?Did your relationship change with your parents once your graduated from college and landed a nice job?Because of your family's blue collar background, did you felt the need to outdo your parents ie. buy a big house, fancy car, newer wardrobe?Tell me your story

What makes people poorer?

Published on 2010-01-06 08:02:00

They are things that creep up on the average working person. Here are the main reasons that attribute to this:1. Taxes2. Debt/late fees3. Inflation4. Power of association5. RetirementA tax is something that we cannot avoid, however you can minimize it as much as possible.I always give to my religions and various charities that are in line with values.Find ways to lower your taxes, real estate is a good option. If you hate real estate, try hiring a CPA to help you with your specific situation.Deb

Move Your Money ...TODAY

Published on 2010-01-04 08:00:00

This makes me glad to have a 13 yr relationship with my credit union:)and oh yeah HAPPY NEW YEAR"S !!!

Friday Quote

Published on 2010-01-01 08:00:00

The difference between a divorce and a legal separation is that a legal separation gives a husband time to hide his money-Johnny Carson

Why Americans are broke after paying the Mortgage and Car payment?

Published on 2009-12-29 08:34:00

I noticed this trend with most people. They complain about their credit card debts or daycare expenses yet they forget the biggest payments they have every month which is their Mortgage and Car payment. These are usually the bills that take up most of our cash flow. They're the only bills that don't accept credit cards as a method of payment. So of course, our real cash goes toward both of them. Most creditors beyond that accept credit cards as payment.After paying those two bills, it becomes ea

Friday Quote

Published on 2009-12-25 08:00:00

A bank is a place that will lend you money if you can prove that you don't need it-Bob Hope

What Everyone Should Know about Money: BOOK REVIEW

Published on 2009-12-23 08:00:00

The book is a financial guide for high school, college and young adults. The author Joe Sangl has done it again, with his second book, What Everyone Should Know about Money. Joe touch on subjects as Giving, Saving, Avoiding Debt, Student Loans and other hurdles young people face with money.This book is good for anyone starting off their financial future. I love books like this that give readers the real world view of money from someone that has actually been there.This is a complete lack of fina

Open an E*TRADE account and get a FREE BlackBerry® smartphone

Published on 2009-12-21 08:00:00

Click here

Friday Quote

Published on 2009-12-18 07:00:00

Be rich to yourself... and poor to your friends-Juvenal

Only 41 percent of parents have set aside money for their children’s college education

Published on 2009-12-16 08:00:00

The Treasury and Education Departments will be working together to prepare young people to take responsibility for their financial futures by learning more about personal finance.Beginning Tuesday, teachers, schools, school districts, home-school parents, and youth groups can register online to participate. Starting in early 2010, a teacher tool kit developed by outside experts will be provided to all registered teachers to help them integrate financial topics into their curriculaObama Administr

Who Cares about Charity?

Published on 2009-12-14 08:09:00

budget planner – Mint.com

Best of Money Carnival

Published on 2009-12-13 14:39:00

Click here

Friday Quote

Published on 2009-12-11 08:03:00

Profits Aren’t Everything They Are The Only Thing -Alan Yu

How to Put Yourself on a Cash-Only Diet

Published on 2009-12-10 12:05:00

I guess I have been on a cash only/debit diet for about 15 years now. The last credit card I had was in College. I just didn't like the rules and games credit cards companies played. I took heed and stopped applying for credit cards. In return, we have very healthy savings and investment accounts. I shun consumer debt. Glad I learned and educated myself about credit cards early in life. From there, I started concentrating on growing my investments and growing my income, instead of my consumer de