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Harnessing The Power Of Compound Interest
Published on 2012-05-25 05:47:21
Compound interest is an amazing factor of investing and growing wealth. It is built into almost every financial calculation when looking at retirement, growing investments, and increasing your net worth. Even Warren Buffet said that compound interest played a large part in his accumulation of massive wealth. Compound interest is what happens when the interest [...] > read more
Are Your Family’s Retirement Plans Fighting Each Other?
Published on 2012-05-23 06:00:56
How many retirement accounts do you and your spouse have? Do you both have Roth IRAs and 401k retirement plans at work? You may find out after closer inspection that your separate plans do not mesh well with each other. In fact, you may find yourself poorly diversified with a lot of fund overlap if [...] > read more
Cash Value Vs Full Replacement Cost Insurance
Published on 2012-05-22 06:00:53
When looking at insurance policies for your home, you have a ton of different options and amendments to choose from. One of the most neglected details but the most important should you ever file a claim is the difference between choosing the actual cash value or full replacement cost. Should the need arise to file [...] > read more
Why Good Companies Do Not Always Make Good Investments
Published on 2012-05-21 06:30:21
There is a difference between a good company and a company’s stock that makes a good investment. How do you choose and know when a good company may be a poor investment choice? How do you keep from falling in love with a company? These are some of the tricky questions that individual stock investors [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-05-20 07:37:51
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Why You Shouldn’t Buy Facebook: Part-1 @ Dividend Ninja Are You Rationalizing Your Way Into Debt? @ Beating Broke Should You Buy Mortgage Protection or Term Life Insurance? @ Good Financial Cents [...] > read more
Why I Bought Shares Of Facebook On Its IPO Opening Day
Published on 2012-05-19 07:54:52
I bought shares of Facebook yesterday on its opening day on the market after its initial public offering (IPO). Well…it was actually more like one single share of Facebook. I bought it from OneShare.com where I got one single share framed for my wife. It all started on Thursday when my wife asked me if [...] > read more
How Tickets Can Affect Your Car Insurance Rates
Published on 2012-05-16 08:15:53
What is one of the first things that you think about when you get pulled over by the police for speeding or some other traffic violation? I know that one of my first thoughts goes to my car insurance and how much my car insurance premium may go up if I get a ticket. We [...] > read more
How A Little Preparation And One Question Saved Me Over $1,000
Published on 2012-05-14 06:45:07
Recently my wife and I bought a new car. I hate buying a new car because I always feel like the deck is stacked against me. As much as I try to be prepared, I feel like the car salesman has more information than I do and subsequently the better hand in negotiation. But, there [...] > read more
Weekly Roundup: Great Money Articles This Week
Published on 2012-05-13 06:00:06
Here are some of my favorite and great money articles this week from some great personal finance writers around the web. Be sure to check them out! Working From Home and Business Insurance @ Beating Broke 4 Simple Steps for Managing Finances After College @ Good Financial Cents 10 Things to Do Before You Make [...] > read more
Skipping Home Maintenance Can Be Disastrous To Your Insurance
Published on 2012-05-12 07:31:49
If you are a homeowner, you know that it is expensive to maintain. I never realized how many things you are nickeled and dimed for until buying my first house. Not only do you have your mortgage, insurance, taxes, utilities, and possibly even association dues, but you’ve also got the little things you don’t dream [...] > read more
What Is Cyber Liability Business Insurance?
Published on 2012-05-10 07:16:51
Very few businesses these days get by through word of mouth or paper advertising – most will have a website or be cited in various online sites (such as general advertising-listing sites or comparison sites). Many businesses also carry out much of their work online, creating and sending often sensitive data via email. Whilst it [...] > read more
The Benefits Of Health Savings Accounts
Published on 2012-05-09 06:00:52
A health savings account (HSA) is a tax deferred medical savings account available to individuals currently enrolled in a high deductible health insurance plan. There are many benefits of health savings accounts that you can take advantage of. The money contributed to the account is deposited pre-tax, and can be withdrawn tax free if used [...] > read more
Easy Steps To Open A Lending Club IRA With No Fees
Published on 2012-05-08 06:00:53
Lending Club, the online peer-to-peer lender, recently announced that individuals could open an Individual Retirement Account (IRA) to conduct peer-to-peer lending investments with them. This is a great alternative to a traditional account because it can help keep the assets in the account sheltered from taxes until the money is withdrawn. I absolutely love investing [...] > read more
How A $2 iPhone Covers Can Bring Back Your Youth
Published on 2012-05-07 16:00:53
What if you can get a flash from the past? What if you can recapture your youth for as little as $2? That’s what these iPhone covers did for me. I recently saw a few of these on J. Money’s Pinterest page. There are some really cool things on that site. You can check out [...] > read more
What Is Gap Insurance On Your Car And Why You Need It
Published on 2012-05-07 06:00:02
What is gap insurance? And, do you need it? Gap insurance is a type of car insurance policy that is designed to cover the gap between what the value of your car actually is, and what you owe on the vehicle, in cases where the vehicle is totaled in an accident. Depending on the type [...] > read more
Five Of The Top Reloadable Debit MasterCards
Published on 2012-05-06 16:00:37
Reloadable prepaid debit cards have risen in popularity over the past few years. Over $440 billion worth of prepaid debit cards are expected to be in use throughout the United States by 2017 according to industry studies. The US Federal Reserve also estimates that nearly one-third of all American consumers have some kind of prepaid debit card. And, even [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-05-06 06:29:15
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Should You Take a Bite into Apple? @ Dividend Ninja Do You Let Television Affect Your Reality? @ Beating Broke 10 Mother’s Day Gifts and Activities that Won’t Blow Your Budget @ PT [...] > read more
When Does Going Into Debt Make Sense For Graduate School
Published on 2012-05-05 11:24:51
Is there really a differentiation between good debt and bad debt? Is all debt bad? Dave Ramsey has often come under fire for advocating a debt free life in his book, “The Total Money Makeover” and on his nationally syndicated radio show. While being debt free is a very admirable and lofty goal that we [...] > read more
Ten Ways To Save Money On Your Electric Bill This Summer
Published on 2012-05-01 06:00:12
This past winter, I wrote about how you to save money on your electric bill this winter. But, now it is time to look at how to save money on your electric bill this summer. Come to find out, saving money in the summer is very similar to saving money on your electric bill in [...] > read more
Enter To Win Dave Ramsey’s “The Total Money Makeover”
Published on 2012-04-30 06:00:48
This week’s free giveaway on Money Q&A is a copy of Dave Ramsey’s bestselling book, “The Total Money Makeover“. If you are new to Dave Ramsey, you should check out my introduction to Dave Ramsey’s baby steps that he expands on in his book. a Rafflecopter giveaway Want Another Chance?? Do you have a money question that you would like [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-04-29 06:00:26
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Should You Take a Bite into Apple? @ Dividend Ninja Do You Let Television Affect Your Reality? @ Beating Broke 6 Common Credit Report Errors @ PT Money Budgeting & Decision [...] > read more
Five Of The Top Reloadable Prepaid Visa Cards
Published on 2012-04-28 19:20:44
Reloadable prepaid debit cards have risen in popularity over the past few years. Over $440 billion worth of prepaid debit cards are expected to be in use throughout the United States by 2017 according to industry studies. The US Federal Reserve also estimates that nearly one-third of all American consumers have some kind of prepaid debit card. And, [...] > read more
Review of Lemon.com – A New Way To Track Your Spending
Published on 2012-04-28 07:52:55
Lemon.com is a new expense tracking application designed for your smartphone. It combines the benefits of managing your receipts with the benefits of budgeting and expense tracking. You can get Lemon on any smartphone such as iPhone, Android, Windows, and Blackberry. I’ve been using Lemon.com and their iPhone app for a few months now. It [...] > read more
Which Is First: Paying Off Your Debt Or Investing For Retirement?
Published on 2012-04-25 04:07:29
This question has plagued financial planners for years. Should you pay off debt, or should they start a retirement account first? This assumes that the same amount of money is involved in each transaction. We will use $5,000 for our examples. Below we will take a look at the pros and cons of each option, [...] > read more
Reader’s Question: Do Single People Need Life Insurance?
Published on 2012-04-23 12:00:50
Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A,. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is [...] > read more
Money Q&A Interview On KGO 810AM San Francisco
Published on 2012-04-23 06:00:16
I was recently interviewed two weeks ago on KGO 810AM San Francisco. This was my first interview talking about money matters and consumer savings tips. I was interviewed about the article that I wrote detailing how to save money on my moving expenses. It was great and a lot of fun. I have included a [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-04-22 07:00:43
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Why Dividend Cuts Are a Good Thing @ The Dividend Ninja Establishing Spending Priorities @ Modest Money Lending Club Returns 1Q2012 Update @ Beating Broke It’s Never Too Late to Get the College [...] > read more
When A Restaurant Menu Isn’t Just A Menu
Published on 2012-04-21 18:25:29
I was in Memphis, Tennessee last weekend, and I went to a quaint little restaurant called the Blue Plate Cafe near my hotel downtown. I had read some good reviews about it on Yelp and it was also recommended by some people on Foursquare as well. I love finding great places to check out on [...] > read more
Only Certain Home Improvement Projects Will Pay You Back
Published on 2012-04-20 05:59:49
In most markets and in today’s economy, most of your home improvement projects and remodeling projects are not going to make you money. The money that you spend remodeling your bathroom, adding a deck, or finishing a basement will unfortunately not translate dollar for dollar in new home equity. If you spend $10,000 remodeling your [...] > read more
How To Get Started With Your First Budget
Published on 2012-04-18 07:11:03
A lot of people hate the B word. I have to admit it myself that I do not enjoy budgeting. But, budgeting is a great way to make sure that you have enough money to pay the bills each month. It is also a way for you to save for different financial goals you may [...] > read more
Yakezie Carnival – Severe Weather Edition
Published on 2012-04-15 08:34:47
Welcome to the Yakezie Carnival – Severe Weather Edition! I hope that everyone has stayed safe from the recent storms that have hit Tornado Alley this weekend. I can remember from living and spending time in Oklahoma, Kansas, and North Dakota just how severe the weather can be in that area. Now on to this [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-04-14 06:00:44
Here are some of my favorite articles this week from great personal finance writers around the web. Be sure to check them out! The best dividend stocks grow their dividends and consistently provide income to shareholders. Learn more about high yield dividend stocks @ Dividend Stocks Online. Loyalty – One Of The Biggest Stock Picking Mistakes I [...] > read more
Dangerous Dog Breeds And Your Insurance
Published on 2012-04-12 07:00:54
If you have applied for a homeowner’s insurance policy in the last ten years, you may have been surprised when the insurance agent asked you if you have any pets. Specifically, they are looking to see if you have any dog breeds that the insurance company deems to be dangerous. In fact, many insurance companies limit coverage [...] > read more
Benefits Of High Deductible Health Insurance Plans
Published on 2012-04-10 06:36:34
A high deductible health insurance plan is just like what it sounds like. It is a health insurance plan that has a high deductible and is designed to provide for catastrophic coverage in case something happens to you. It is a viable option for people who are struggling to find health insurance at a reasonable [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-04-08 07:49:26
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Four Key Characteristics To Look For In Dividend Stocks @ Dividend Ninja Your Primary Home is NOT an Investment @ Beating Broke Why My Family Decided To Become Landlords @ Good Financial Cents 10 [...] > read more
Filing Too Many Small Claims Can Hurt You
Published on 2012-04-06 08:28:49
You purchase home insurance to protect yourself if something major goes wrong such as a pipe that bursts, there is a fire, or some other peril. In fact, most mortgage companies require you to have homeowner’s insurance if you have a mortgage on your house to protect their stake in your home as well. However, [...] > read more
The Dangers Of 401k Loans And Your Retirement
Published on 2012-04-04 07:00:41
If you are in a financial bind, seeing the money sitting in your 401k retirement account can be tempting. It is a tempting source that you may consider tapping in order to help alleviate some of your financial problems. However, your 401k retirement plan is there to be your safety net in retirement. Your 401k [...] > read more
Betterment Now Offers IRA Accounts To Customers
Published on 2012-04-03 06:00:33
Many individuals who are saving for the future prefer to do so in an individual retirement account (IRA) because of the tax savings involved. And now, Betterment is offering its customers to do the same thing and allowing them to invest in IRAs. If you haven’t heard of Betterment, it is an online brokerage that is [...] > read more
How To Make Preparing To Apply For A Mortgage Go Smoothly
Published on 2012-04-02 06:00:19
There are a few things that you can do to make applying for a mortgage go more smoothly and give yourself a better chance for success. By preparing to apply for a mortgage correctly, you can receive the best interest rate that you qualify for and save money on your mortgage. The key is that [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-04-01 06:00:49
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Dividend Fund Managers Are Buying Apple? @ Dividend Ninja What is the Roth IRA? @ Beating Broke Why My Family Decided To Become Landlords @ Good Financial Cents Reducing Credit Card [...] > read more
Please Vote For Money Q&A Today
Published on 2012-03-31 18:02:34
The post, “My Next Home Is Going To Be A Hotel” from Money Q&A is in the Sweet 16!! We’ve made it into the 3rd round of the tournament, but now the post faces some of its toughest competition. The post is being featured today on Free Money Finance as part of the FMF March Money Madness where 64 of the [...] > read more
Review Of My Financial Market Predictions For 2012 – First Quarter
Published on 2012-03-31 06:00:18
Below is a recap of my stock market predictions for 2012… I originally made my stock market predictions in January 2012. Here is a recap of my market predictions below and how things have turned out during the first quarter of this year in highlighted text. Granted, this is only the first three months….nine more to go! [...] > read more
Not Living At Home? You May Need Vacant Home Insurance
Published on 2012-03-30 07:25:15
I didn’t realize that my wife and I may need vacant home insurance after deciding to become landlords until a family member mentioned it. You are at risk of violating your homeowner’s insurance policy if you move out, no one is living in your home, and you do not have the right insurance coverage. You [...] > read more
My Favorite Financial Tools That I Use
Published on 2012-03-28 15:00:03
For the past few months or so, I have been trying to compile a list of all the resources that I use and would recommend to others. I have written here on Money Q&A that I’m a huge fan of Lending Club. I’ve been invesitng in peer-to-peer lending notes for years now. Sometimes I have [...] > read more
How Being Lazy With Your Credit Cards Can Cost You Money
Published on 2012-03-28 05:00:25
The following is a guest post from Monica Clark who writes about all kinds of money and personal finance topics at DirectBanc.com If there’s one thing we’ve learned over the last few years with all of the scrutiny on credit cards, is that they are not a one-size fits all type of financial instrument and [...] > read more
Why I Love A Roth IRA And Why You Should Too
Published on 2012-03-27 05:00:54
Jeff Rose from Good Financial Cents has started a movement….a Roth IRA movement. With over 130 bloggers talking about Roth IRAs today, our goal is to raise awareness among investors, both young and old, but especially the young investors of the nation who are just starting out in their careers, just graduating from college, starting [...] > read more
Reader’s Question: What Is The Savers Tax Credit?
Published on 2012-03-26 06:00:59
Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A,. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-03-25 06:00:58
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! 20 Tips To Be Productive And Happy At Work @ One Cent At A Time How High is Inflation @ Beating Broke 6 Reasons Your Blog Needs A Great Logo @ Jai Catalano Fighting [...] > read more
Credit Cards 101: Choosing the Best Credit Card for Students
Published on 2012-03-24 07:00:40
For most students, going to college means getting a credit card. With a first job, books-to-buy, and a load of loans, learning about credit becomes more important than ever. The best way to start is by choosing a student credit card that offers a low APR , low fees, and credit-management resources. If this kind [...] > read more
The Best Investing Advice I Ever Received
Published on 2012-03-23 05:00:37
The following is a part of Yakezie’s blog swap from Dannielle. She blogs about personal finance and Barbados at Odd Cents. You can check out my post on her site this morning as well about the best investment advice I ever received – Start Early! For someone that’s now getting acquainted with the investment world, I’ve [...] > read more
College Students Need Renters Insurance
Published on 2012-03-21 06:00:12
Renters insurance is essential for anyone who does not own a home. Renters insurance is actually a misnomer. It really should be thought of as personal property insurance since it is designed to insure your personal possessions and not just for renters. It can apply for a wide range of other people as well such [...] > read more
Obtaining A Merchant Account For Your Online Store
Published on 2012-03-20 15:11:52
A merchant account is an arrangement a merchant makes with a bank or other merchant account provider in order to facilitate payments with a credit or debit card. Obtaining a merchant account is a necessary step for an online store wishing to accept payments online rather than having payments mailed to them. If you have [...] > read more
Five Creative Ways To Fund Your New Small Business
Published on 2012-03-20 06:00:30
This is a guest contribution from Bill Hazelton, CEO and Founder of Credit Card Assist, a leading pro-consumer, credit card information resource. It takes a lot of guts to run a small business these days. You need to be your own boss, your own IT team, your own cleaning crew and, most importantly, your own [...] > read more
Reader’s Question: Should You Pay Your Mortgage Off First Or Invest For Retirement?
Published on 2012-03-19 06:00:28
Here is the next installment in our the Reader’s Questions Series which highlight questions emailed to me by you, the readers of Money Q&A,. Be sure to find out at the end of this article how you can receive a free copy of Dave Ramsey’s book, The Total Money Makeover if your money question is [...] > read more
Review Of Wired Plastic Visa Prepaid Card
Published on 2012-03-18 16:24:12
The Wired Plastic™ Visa® Prepaid Card has a lot of the characteristics for a great prepaid visa card. Here are some of the ways Wired Plastic can help make your life easier. The most convenient option is that the Wired Plastic Visa Prepaid Card allows you to have your paychecks directly deposited into your card account. It [...] > read more
Four Overlooked Estate Planning Documents You Need
Published on 2012-03-13 06:00:11
The following is a guest post from Don at MoneySmartGuides.com where he posts about personal finance for the average person. Sadly, personal finance isn’t taught in school and many people are confused on the subject. Don is here to help educate everyone in hopes that they reach their personal finance goals! When it comes to [...] > read more
Enter To Win $5,000 To Fund Your IRA From IRAmarket.com
Published on 2012-03-12 15:34:10
Enter for your chance to win your maximum annual contribution of $5,000 in cash, or $6,000 if age 50+ from IRAmarket.com. Individual Retirement Accounts are a great way to save a piece of your budget. IRA contributions may also help you pay less income tax or get a bigger refund. 50 million Americans have IRAs, [...] > read more
Welcome To The 10th Edition Of The Carnival Of Retirement
Published on 2012-03-12 06:12:52
Welcome to the 10th Edition of the Carnival of Retirement. If you want to submit a post for next week’s edition, please use the submission form. Next week’s edition will be hosted by The Frugal Toad Editor’s Picks Dividend Ninja @ The Dividend Ninja writes Using Dividends For Passive Income In Retirement - In addition to a pension, investors also have quarterly [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-03-11 16:54:38
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! The Best Money Q&A Interview I Have Ever Given @ Credit Card Assist Money Q&A featured on Blogotheday.com How To Be Rich? Stay Healthy @ One Cent At A Time 10 Travel [...] > read more
A Financial Lessons From The Lorax By Dr. Seuss
Published on 2012-03-06 09:27:15
Like millions of other Americans, I took my two little boys to see the movie, The Lorax, this weekend. The Lorax is of course the big screen adaptation of Dr. Seuss’ famous children’s book of the same name. I had actually never read the book before. I’m more of a Green Eggs And Ham and [...] > read more
Book Giveaway – The Total Money Makeover by Dave Ramsey
Published on 2012-03-05 06:00:10
Everyone who is a regular reader here on Money Q&A probably knows that I’m a huge fan of Dave Ramsey. I try to give as many copies of his book, The Total Money Makeover, that I possibly can. This week’s free giveaway on Money Q&A is another copy of Dave Ramsey’s bestselling book, ”The Total Money [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-03-04 12:00:42
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Managing Personal Finance is All About Making Choices @ One Cent At A Time Would You Be Better Off Single (Financially)? @ Beating Broke One Cent At A Time Baby @ [...] > read more
Please Help Money Q&A and Vote For Us
Published on 2012-03-03 19:15:27
The post, “My Next Home Is Going To Be A Hotel” from Money Q&A is being featured today on Free Money Finance as part of the FMF March Money Madness where 64 of the best personal finance blog posts compete against each other in a showdown just like the college basketball tournament. Each post is [...] > read more
Car Salesmen Tricks They Do Not Want You To Know
Published on 2012-03-02 08:32:27
As a car buyer, you are typically at a significant disadvantage when it comes to understanding the process and how the car dealership earns money. When you purchase items at the grocery store or most other retailers, you understand at the buyer how the store earns a profit. They purchase items at wholesale and then [...] > read more
SpringCoin Is Giving Away A Three Month Trial To All Money Q&A Readers
Published on 2012-02-28 12:00:22
SpringCoin is giving away free three month trial to the readers of Money Q&A of its new personalized debt plans. Have you ever struggled to pay off your debt? Need someone to point you in the right direction? SpringCoin may be the answer you’ve been looking for. SpringCoin delivers the personalized plans to get consumers [...] > read more
Book Giveaway – The Psychology Of Wealth by Dr. Charles Richards
Published on 2012-02-28 06:00:18
This week I’m not only giving away a free book to one lucky reader, but I’m giving away TWO copies of The Psychology of Wealth by Dr. Charles Richards thanks to the wonderful publishers at McGraw Hill. Be sure to check out my full review of The Psychology Of Wealth by Dr. Charles Richards that I wrote yesterday. It [...] > read more
Book Review: The Psychology Of Wealth By Dr. Charles Richards
Published on 2012-02-27 06:00:41
Why can you find a wealthy couple that has a net worth of over $1 million who still live paycheck to paycheck with no savings? Why are there middle class Americans earning $30,000 who have a fully funded emergency fund, taking family vacations, saving for an early retirement, and living their lives carefree of money [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-02-26 06:00:47
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! Do Politics Have Any Place in Personal Finances? Dr. Dean (A Thinker & A Knower) February 2012: Where did our money go? Monitoring your Investment Portfolio It is America Saves week [...] > read more
Ten Things I Have Never Told You About Me
Published on 2012-02-25 06:00:35
I have said before that I don’t always share very much about my personal life here on the blog. A part of me still thinks that you, the readers, probably don’t care much about it, and that is why I have not shared too much before now. But, Pat Flynn had a great guest post [...] > read more
Ten Ways To Cut Costs On Moving Expenses
Published on 2012-02-24 06:38:15
Moving from one home to another or into your next apartment is expensive. I have come to find this out the hard way. For years, I have been blessed with an employer that covered all of my moving costs, but this time it is different. This time I am footing the bill by myself. You [...] > read more
Three Ways To Ruin Your Own Financial Recovery
Published on 2012-02-22 06:21:31
Things are looking up with the economy as more economic indicators are turning positive. In the past couple of weeks, we have seen positive signs from unemployment, housing starts, consumer spending, and of course the stock market. But, there are a few ways that you can trip yourself up and screw up your own personal [...] > read more
Infographic: 10 Most Asked Money Questions
Published on 2012-02-21 06:00:50
Embed the above image on your site Money Questions – MoneyQandA.com Coleman Financial, LLC - visit the Money Q & A for more great content. If you are not viewing this article in your RSS reader, it has been reproduced WITHOUT the author's permission. Be sure to follow Money Q & A on Twitter [...] > read more
Counting The Cost Of Uninsured Drivers
Published on 2012-02-20 06:16:48
There’s no denying it: car insurance is pricey, and the cost goes up year on year. Add to that the impact of the global economy, and some decide that they’ll simply drive around without car insurance and save themselves $1,000 or more. They figure that it’s a victimless crime, but they would be wrong. We [...] > read more
Weekly Roundup: Great Articles This Week
Published on 2012-02-19 06:00:41
Here are some of my favorite articles this week from some great personal finance writers around the web. Be sure to check them out! 8 Winter Car Care Secrets to Save You Money @ One Cent At A Time Creating a Simple Budget the Beating Broke Way @ Beating Broke How To Save Money (Mom’s [...] > read more
The Unintended Costs Of Becoming A Landlord
Published on 2012-02-18 13:50:17
My wife and I recently listed out home for rent with a property manager. I found a great property management company that I have really enjoyed working with after asking tons of questions before hiring a property manager. Now that we have started to get the ball rolling finding renters and even showing our house [...] > read more
How To Spot And Prevent Medical Identity Theft
Published on 2012-02-17 05:00:00
It can happen out of the blue. You get a bill for health services that you never obtained, or maybe you file an insurance claim and your insurer tells you that you have reached you benefit limit. Identity theft can also be found in the medical and healthcare sectors. It is not just limited to [...] > read more
How To Break Your Addiction To Infomercials And Buying Crap!
Published on 2012-02-16 06:00:08
I normally do not write much about my personal life here on Money Q&A. A part of me thinks that you really don’t care about it, and I don’t really blame you. I’m not one to tell you how I overcame a mountain of credit card debt after college like everyone else or bore you [...] > read more
The Dangers Of A Tax Refund Anticipation Loan
Published on 2012-02-15 06:43:57
There is not a day that goes by where I don’t see someone in a crazy costume or lady liberty waving and spinning a big arrow pointing to the local tax center. If I manage to read the sign while I whiz by at 45 miles per hour, it is usually advertising their tax refund [...] > read more
Carnival of Personal Finance #348, The Grammy Awards Edition
Published on 2012-02-13 06:00:35
Welcome to the 348th edition of the Carnival of Personal Finance, the Grammy Awards Edition! Or, maybe this carnival should have been called the Whitney Houston Edition or even the Adele Edition….geez! I hope that you enjoy the great selection of personal finance articles listed below. Editor’s Picks Lindy from Minting Nickels presents What Plants vs. Zombies [...] > read more
Weekly Roundup: Best Budget Travel Articles This Week
Published on 2012-02-12 07:53:21
Here are articles this week from some great personal finance writers of the Yakezie Network who participated in a blog swap that discussed their best tip for budget travel. Be sure to check them out! SB of One Cent at a Time at Sustainable Life Blog Bryan of Pinch That Penny at Odd Cents Andi of Meal [...] > read more
Discover® More® Card – No Balance Transfer Fee For Limited Time Only
Published on 2012-02-11 06:00:38
Discover has extended their special limited time offer featuring 0% for 12 months on purchases and balance transfers with a $0 balance transfer fee through the month of February. This offer is now set to expire on February 29th (3pm CST). Discover® More® Card – No Balance Transfer Fee* Purchase intro APR: 0% for 12 [...] > read more
Strategies To Stretch The Travel Budget
Published on 2012-02-10 06:00:50
This Yakezie Blog Swap post is from Kay Lynn Akers who writes about money and life on the way to retirement at Bucksome Boomer. Head over there to read my best travel budget tip. Do you love to travel? Me too but the costs can add up. I don’t want to be limited to camping [...] > read more
Five Insurance Policies That You Do Not Need
Published on 2012-02-09 07:11:52
I recently asked J. Money’s readers a couple of weeks ago over at his site, Giveaways Are Sexy, which insurance policies after the normal life insurance, health insurance, car insurance, and home insurance that people should own. Some of the answers were great like recommending that people have renter’s insurance, umbrella insurance, or disability insurance. [...] > read more
What Is Upromise And Why You Need To Use It
Published on 2012-02-08 07:43:22
Upromise is a service that helps individuals save money to pay for college or to pay down existing student loan debt. The beauty of the program is that you save money for college by simply shopping at the normal stores you visit every day. Upromise was created in partnership with Sallie Mae and is designed [...] > read more
Your Credit Score May Be Costing You Thousands
Published on 2012-02-07 06:34:12
If you borrow money for a new home or a new car, you understand the importance of your credit score. Having a good credit score can mean the difference between a great interest rate and one that is so high that it will cost you thousands of extra dollars in interest. But, what kind of [...] > read more
You Need Enough Insurance To Rebuild Completely
Published on 2011-05-09 13:08:37
Far too many people do not have enough home insurance to rebuild their homes completely if they are destroyed or severely damaged. Many people forget to factor in inflation when they are faced with the possibility of having to completely rebuild thei > read more
Insurance Companies Can Easily Spot A Fraudulent Claim
Published on 2011-04-25 13:04:38
Spotting fraudulent insurance claims is an important job for most insurance companies. The mounting losses from false insurance claims reported by customers can reach into the billions of dollars each year. This money comes directly out of the insura > read more
Resisting The Temptation To Buy Penny Stocks
Published on 2011-04-04 07:30:46
Many investors are drawn to penny stocks because they believe they have the potential of obtaining a sizable gain on their investment. Therefore, the term, penny stock, is often synonymous with a micro cap stock. Micro cap stocks are those stocks wit > read more
Are You Fighting An Uphill Battle With Your Finances?
Published on 2011-03-10 09:19:59
Have you ever noticed that every kid on the playground always wants to go up the slide backwards? I think that is in our human nature to want to go against the grain like that. I think that it adds helps to instill our rebel mentality that helps make > read more
What Is A Stock Split?
Published on 2011-03-08 12:07:40
A stock split is a tactical decision and action made by any publicly traded company’s board of directors that increases the number of existing shares by splitting or dividing the shares into more shares. At first glance, it is a positive thing to i > read more
Why Do Companies Carry So Much Cash On Their Balance Sheets?
Published on 2011-03-04 07:59:55
A balance sheet of a company is where records of how much money the company has, how much debt it owes, and what is the remaining amount for the stock holders. It is a financial statement which lets investors know where the company stands with its fi > read more
Five Best Websites To Find Stock Quotes
Published on 2011-02-28 05:00:01
Today, the easiest way of getting stock quotes is through the internet. There are numerous websites that offer free stock market quotes to people who want to get updates and ideas on how much share prices have been in the last few minutes. Delayed Qu > read more
Compare Home Loans Between Several Mortgage Lenders
Published on 2011-02-25 05:00:30
To obtain the best mortgage deal, it is helpful to understand something about the loan process itself. For example, knowing what closing costs are involved can help you negotiate better terms. Before you delve into the details, first look at your opt > read more
Using A Monthly Written Budget To Establish Your Priorities And Goals
Published on 2011-02-23 05:00:55
A budget is a tool, so to speak, you use for saving your money and setting certain goals. The process also helps you establish a plan of attack on how to reduce and get rid of any consumer debt that you may have. A budget can help you see where you n > read more
Carnival Of Credit Score And Debt – Fourth Edition – February 21, 2011
Published on 2011-02-21 05:00:48
Welcome to the February 21, 2011 Edition of the Carnival of Credit Score and Debt. Thanks for everyone who participated in this edition which is the Fourth Edition. Editor’s Choice Congratulations to this weeks best articles. These three blog > read more
How To Protect Yourself From Identity Theft
Published on 2011-02-18 05:00:20
Identity theft is one of the fastest growing crimes in the United States last year. Over 11 million Americans have been the victim to identity theft last year. One in every 20 U.S. adults was a victim of identity theft in 2009. On average, an identit > read more
Understanding The Ins And Outs Of 401k Retirement Plans
Published on 2011-02-16 06:00:28
What if you were told that you could invest in a savings plan at work where each dollar you put into it is taken off the top? Or, the amount of your contribution will lower the amount you pay in yearly income tax? Also, every dollar and cent you fund > read more
Understanding The Types Of Mortgages Available To Save You Money
Published on 2011-02-14 05:00:55
You need to make sure you understand the types of mortgages you have and the various types of notes that are available. The thought of losing your home can be cause for a good deal of anxiety. If you are struggling with your bills or you or someone i > read more
Running a Household Like A Business And Maintaining a Personal Budget:
Published on 2011-02-11 05:00:50
When you assume the responsibility of running a household, you also must take an accounting of the costs it takes to make a house a home. In effect, it can be likened to running a business if you want your home life to be successful. That is why budg > read more
The Benefits Of 529 College Savings Plans
Published on 2011-02-09 05:00:37
Paying back student loans can be somewhat of a strain. Therefore, if you are just now beginning your own family, you can’t help but consider the many ways you can provide for their college education. One of the popular ways to save for college is b > read more
Three Reasons That You Should Not Invest In Gold Now
Published on 2011-02-07 05:00:41
Despite what many gold bugs want you to believe, gold is not the best investment out there. There is a lot of hype about the precious metal, and it is the favorite topic of the talking heads on television. The recession has had a lot of people spooke > read more
Did You Make Too Many New Year’s Resolutions?
Published on 2011-01-31 05:00:37
Now that we are a month into 2011 (where did January go??), have you stuck to the New Year’s Resolutions that you made to yourself? Probably not. Don’t feel bad. Most people have given up on them with you. But, that doesn’t mean that you cannot > read more
Sell Your Excess Gift Cards On GiftCardRescue
Published on 2011-01-28 05:00:52
GiftCardRescue.com is an internet website for members to purchase, sell, or swap their untouched and excess gift cards. If a person are not using the gift cards, they could just end up being forfeited or you can find yourself using a gift card or goi > read more
Two Ways To Get In On The Hottest IPOs
Published on 2011-01-26 11:13:48
The initial public offering market is finally starting to heat up again in the United States. This week three big named companies went public along with several others, and many more are set to begin offering shares within the next few months. And, o > read more
Four Easy Ways To Save Money Every Month
Published on 2011-01-19 09:45:07
Most people do not think that they have enough money to save for retirement. I can remember asking my mother as a little boy if she had any investments, stocks, bonds, and the like. She told me that we barely pay the bills let alone invest for retire > read more
Great Money Articles This Week From Around The Web
Published on 2011-01-14 14:22:38
I thought that you might enjoy reading these great personal finance, money, and investing blog posts from around the web. Check out the following links for these great money articles: 1. Choosing a Tax Professional: What to Consider @ Money Ning. 2 > read more
Great Money Articles This Week From Around The Web
Published on 2011-01-14 14:22:38
I thought that you might enjoy reading these great personal finance, money, and investing blog posts from around the web. Check out the following links for these great money articles: 1. Choosing a Tax Professional: What to Consider @ Money Ning. 2 > read more
Roth IRA Contribution Limits For 2011 Remain Unchanged
Published on 2011-01-12 05:00:55
The IRA contribution limits will stay the identical in 2011 as they have been over the past three years. The Roth IRA contribution limits and also the limits of traditional Individual Retirement Accounts (IRAs) have not changed since 2008. Investors > read more
Roth IRA Contribution Limits For 2011 Remain Unchanged
Published on 2011-01-12 05:00:55
The IRA contribution limits will stay the identical in 2011 as they have been over the past three years. The Roth IRA contribution limits and also the limits of traditional Individual Retirement Accounts (IRAs) have not changed since 2008. Investors > read more
Benefits And Drawbacks Of Money Market Funds
Published on 2011-01-10 05:00:51
Money market funds are a lot like money market accounts and provide investors a little more return for their investment rather than just parking their hard earned money in a standard bank savings account. Money market funds are important pieces of th > read more
Benefits And Drawbacks Of Money Market Funds
Published on 2011-01-10 05:00:51
Money market funds are a lot like money market accounts and provide investors a little more return for their investment rather than just parking their hard earned money in a standard bank savings account. Money market funds are important pieces of th > read more
My One Hundred Goals To Do In My Lifetime Before I Die
Published on 2011-01-03 05:00:31
I was recently inspired by a website. I’m not sure whose Twitter follower Steven was, but I found his website Hundred Goals through Twitter @HundredGoals and have since been engrossed with his story and the site’s premise. Steven realized that th > read more
My One Hundred Goals To Do In My Lifetime Before I Die
Published on 2011-01-03 05:00:31
I was recently inspired by a website. I’m not sure whose Twitter follower Steven was, but I found his website Hundred Goals through Twitter @HundredGoals and have since been engrossed with his story and the site’s premise. Steven realized that th > read more
Five Ways To help keep Your New Year’s Resolutions This Year
Published on 2011-01-02 18:43:35
Studies have proven that 25% of all people who create a New Year’s Resolution will ditch it inside of the primary week from the yr. An added 11%, or 36% total, will drop their New Year’s Resolution by the primary month. These statistics tend not > read more
What Is Dollar Cost Averaging?
Published on 2010-12-31 05:00:49
Dollar cost averaging is a well established, tested, and extremely reliable approach to accumulate wealth. An investor who wants to put a lump sum of money into the stock market or mutual funds is wise to invest the money over a period of time in e > read more
What Is Dollar Cost Averaging?
Published on 2010-12-31 05:00:49
Dollar cost averaging is a well established, tested, and extremely reliable approach to accumulate wealth. An investor who wants to put a lump sum of money into the stock market or mutual funds is wise to invest the money over a period of time in e > read more
Five Painless Tips to Save Money on Medical Costs
Published on 2010-12-25 19:00:52
Money is tight now as everyone knows it. And, with rising health care costs, it is sometimes complicated to find ways to cut back especially on necessities such as healthcare costs. But, here are five tips for spending less on medical care expenses. > read more
Buying a Home With Private Mortgage Insurance
Published on 2010-10-25 07:00:10
If you are new to home buying, you will soon find out that most lending institutions require that loan applicants put 20% down when applying for a mortgage. Of course, there are exceptions to this rule, of course, as some financial institutions will > read more
Understanding Prequalification and Preapproval for Mortgages
Published on 2010-10-18 03:00:19
People can confuse prequalification vs. preapproval for mortgages when they are applying for a loan. However, there are noted differences. For example, to become prequalified, you must give a loan officer income and debt information to determine the > read more
What Is A Dividend Reinvestment Plan?
Published on 2010-10-11 03:00:21
DRIP is an acronym for a dividend reinvestment plan. This type of investment program is a convenient way to buy stocks in a particular company without the assistance of a broker. Investors may purchase stocks by either: Having the dividends they obta > read more
What Are American Depositary Receipts?
Published on 2010-10-08 08:15:56
American Depositary Receipts (ADRs) are stock in foreign companies that are traded in the U.S., just as you would buy and sell stock in America, and are valued in U.S. currency, thereby also paying money in U.S. dollars. ADRs represent the acquisitio > read more