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Write Yourself A Free & Simple Will Before It's Too Late

Published on 2010-02-05 20:17:00

Only about a quarter of the adult population of North America has a will. The biggest misconception about wills is that it is drafted by lawyers for rich people with a lot of assets. This may be true to some extent but it should not hold you back fro > read more

Determining How Much the Banks Will Let You Borrow

Published on 2010-01-24 04:34:00

Since capacity (your ability to make the monthly payments) is usually the biggest determinant in most credit applications, I will focus on this factor in today's post. Specifically, I'm going to show you how you can take the two debt ratios that bank > read more

Using Your Line of Credit as Your Chequing Account

Published on 2010-01-24 03:16:00

There are three certainties in life. Death, taxes, and bank fees. Luckily having a line of credit can help reduce the last one.Initially, banks started off not charging their customers for having deposit accounts because they can use the deposits as > read more

Good Credit: How It Works & What They Never Tell You

Published on 2010-01-23 21:42:00

Most people believe that if you always make your payments on time then you will have good credit. This is not true. The only thing that making your monthly payments on time does is ensure that your credit rating does not drop. Your credit is actuall > read more

The 5 Cs of Credit

Published on 2010-01-23 03:23:00

Unless you have all the money in the world, eventually everyone at some point will need to borrow money from the bank. Whether you want to purchase a car, establish a credit history, consolidate debts, or buy a home, there will come a time when you w > read more

Under Construction

Published on 2010-01-22 09:11:00

Sorry, the site started construction on Jan 23 so there's not much content and some links might not work yet. But hold on to your horses and I'll try to get this site up and going as soon as possible.Thanks for the patients. > read more



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