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How to Find Fabulous Last-Minute Gifts

Published on 2012-12-13 20:43:29

How to Find Fabulous Last-Minute Gifts is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you’re like me, then you tend to wait until the last minute to get things done during the holidays. Work, fam

Why It Makes Sense to Convert Annuity Payments into a Lump Sum of Cash

Published on 2012-12-13 11:50:09

Why It Makes Sense to Convert Annuity Payments into a Lump Sum of Cash is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Learn why it makes sense to turn your annuity payments into one lump sum rather th

Three Easy Ways to Simplify Christmas and Save

Published on 2012-12-12 12:26:45

Three Easy Ways to Simplify Christmas and Save is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I was reading “Little House in the Big Woods” the other day to my daughter. I was astonished at what t

4 Frugal Gift Ideas for Acquaintances and Service Providers

Published on 2012-12-09 19:58:16

4 Frugal Gift Ideas for Acquaintances and Service Providers is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There are people that help us all year long.  Mechanics, babysitters, teachers, hair dresser

How to Avoid Awkward Gift-Giving Situations

Published on 2012-12-09 03:05:15

How to Avoid Awkward Gift-Giving Situations is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The holidays are almost here, and I found myself faced with somewhat of a dilemma this year. For as long as I

Thoughtful yet Cheap Gifts Under $20

Published on 2012-12-06 18:40:28

Thoughtful yet Cheap Gifts Under $20 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Every year, I somehow find myself scouring the stores for a thoughtful yet cheap gift for all those last-minute gift

Holiday Side Hustles

Published on 2012-12-04 13:54:55

Holiday Side Hustles is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Here on Everything Finance, we’ve covered countless ways to save money during the holidays. Today, I’m going to focus on some wa

How to Resist the Urge to Spend

Published on 2012-12-04 08:15:18

How to Resist the Urge to Spend is a post originally published on: Everything Finance - Everything Finance - Its all about Money!At the core of almost all personal finance advice is this one foundational principle: you have to resist the urge to spen

Win an Apple iPad Mini – Everything Finance’s First Giveaway!

Published on 2012-11-30 19:33:16

Win an Apple iPad Mini – Everything Finance’s First Giveaway! is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Like we said yesterday, As a big thank you to all of our loyal readers, Everyth

Coming Tomorrow – Everything Finance’s First Giveaway!

Published on 2012-11-30 06:35:47

Coming Tomorrow – Everything Finance’s First Giveaway! is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Everything Finance has grown tremendously since the blog was first started in 2008, in

Gift Ideas for Your Mother-In-Law

Published on 2012-11-29 12:46:58

Gift Ideas for Your Mother-In-Law is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Every year, Christmas rolls around, and every year, I dread having to find the perfect Christmas gift for my mother-in-

8 Ways to Get the Best Price

Published on 2012-11-28 06:41:59

8 Ways to Get the Best Price is a post originally published on: Everything Finance - Everything Finance - Its all about Money!As if staying on budget during the holidays wasn’t hard enough, retailers are using dynamic pricing to make it even mo

6 Ways to Save on Holiday Gifts

Published on 2012-11-25 23:00:43

6 Ways to Save on Holiday Gifts is a post originally published on: Everything Finance - Everything Finance - Its all about Money!While many shoppers can’t wait to grab the savings that Black Friday offers, there are others who dislike spending

Everything Finance Monthly Round Up: Black Friday and Cyber Monday Edition

Published on 2012-11-25 14:29:55

Everything Finance Monthly Round Up: Black Friday and Cyber Monday Edition is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This year Black Friday became Black Thursday with many retailers opening thei

How to Save Money during the Holidays

Published on 2012-11-25 01:08:53

How to Save Money during the Holidays is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I, for one, simply dread the holidays. I once looked forward to their arrival – I eagerly penned my Christmas lis

10 Last-Minute Tips for Black Friday

Published on 2012-11-21 10:53:02

10 Last-Minute Tips for Black Friday is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Black Friday is closer than ever, with many big-name stores opening their doors on Thanksgiving Day. Whether you&#

Clues to Score a Home Below Its List Price

Published on 2012-11-20 19:01:02

Clues to Score a Home Below Its List Price is a post originally published on: Everything Finance - Everything Finance - Its all about Money!No doubt that buying a home will likely be the largest purchase in your lifetime. You’ll be laying out a lot

5 Ways You Can You Use Swagbucks

Published on 2012-11-18 23:18:36

5 Ways You Can You Use Swagbucks is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last week we discussed the many ways you can earn Swagbucks from searching the Internet to completing surveys.  Once yo

Black Friday 101: Your Guide to Successful Shopping

Published on 2012-11-18 02:45:54

Black Friday 101: Your Guide to Successful Shopping is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Black Friday is upon us. Do you have your game plan ready? Black Friday is a serious shopping day for

Employees Revolt against Black Friday Creep

Published on 2012-11-16 02:31:58

Employees Revolt against Black Friday Creep is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Here at Everything Finance, we look at all things money from a variety of angles. Today, in light of the upco

10 Must-Have Mobile Apps for Holiday Shopping

Published on 2012-11-15 07:42:21

10 Must-Have Mobile Apps for Holiday Shopping is a post originally published on: Everything Finance - Everything Finance - Its all about Money!A recent Pricegrabber survey reports 82 percent of online shoppers will use shopping apps to save on holi

What NOT to do when applying for a job

Published on 2012-11-15 01:30:16

What NOT to do when applying for a job is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Competition for jobs at my company are pretty fierce. And I would venture to say that it’s pretty fierce eve

Younger Workers Rely Heavily on Credit Cards

Published on 2012-11-14 20:00:19

Younger Workers Rely Heavily on Credit Cards is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Across the United States debt takes its toll on members of all generations in various ways.  Younger worker

Turkey Prices Gobble Into Thanksgiving Budget

Published on 2012-11-13 19:09:06

Turkey Prices Gobble Into Thanksgiving Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This year’s drought has wreaked all sorts of havoc on the price of basic foods, and holiday fare hasn

Retirement Income Tax Diversification Strategies

Published on 2012-11-12 19:57:40

Retirement Income Tax Diversification Strategies is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Let’s say you save X million dollars in your combined retirement savings plans—you’ll be all ready

Swagbucks: What It Is and How You Can Earn Swagbucks

Published on 2012-11-11 23:02:19

Swagbucks: What It Is and How You Can Earn Swagbucks is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The practical among us think that if something sounds too good to be true, it probably IS too good

Black Friday Prep: 10 Things to Do Now

Published on 2012-11-08 19:11:38

Black Friday Prep: 10 Things to Do Now is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Though it’s still three weeks away, retailers are already building buzz for Black Friday shopping. Sears rec

How to Save Money During the Holidays

Published on 2012-11-08 00:30:58

How to Save Money During the Holidays is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Depending on who you voted for, the economy may or may not be recovering. But one thing’s for sure: we’

How Pinterest Ruined My Retirement

Published on 2012-11-07 12:12:56

How Pinterest Ruined My Retirement is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Okay, okay – I know the post title is a touch on the dramatic side. But not really. See, I’ve known about Pinteres

When It’s Okay to Splurge

Published on 2012-11-06 01:30:23

When It’s Okay to Splurge is a post originally published on: Everything Finance - Everything Finance - Its all about Money!My husband and I have been dutifully working on paying off our cumulative $40,000 debt since we’ve been married. Th

The 10 Commandments of Money: Surviving and Thriving in the New Economy by Liz Weston – A Review

Published on 2012-11-04 23:41:39

The 10 Commandments of Money: Surviving and Thriving in the New Economy by Liz Weston – A Review is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Liz Weston is a popular financial expert because o

Money and Stress – The Health Risks of Being Broke

Published on 2012-11-04 19:46:58

Money and Stress – The Health Risks of Being Broke is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It’s a common malady in this economic climate: not having enough money to pay the bills. The major

The Number One Way To Save Money on Groceries

Published on 2012-10-29 13:38:57

The Number One Way To Save Money on Groceries is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When it comes to saving money on groceries, I’ve done it all. I’ve shopped in season, I’ve shopped at farmer’s markets, I’ve signed up for a CSA (community supported agriculture), I’ve scoured weekly grocery sales inserts, I’ve clipped and cut hundreds upon hundreds of coupons…to the point where friends and [..]

8 Easy Ways to Make Money for the Holidays

Published on 2012-10-29 09:30:04

8 Easy Ways to Make Money for the Holidays is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The premature appearance of all-things Christmas may make you see red and feel green, but it’s actually a good reminder to start budgeting for this year’s holiday season. TheNational Retail Federation estimates the average consumer will spend nearly $750 on holiday-related purchases, up slightly from last year’s actual spending. This numbe [..]

Saving Money Is Hard – How to Make It Easier

Published on 2012-10-29 00:03:56

Saving Money Is Hard – How to Make It Easier is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Saving money is hard. It is. We are bombarded with advertisements that encourage us to spend money, and people around us often spend money freely.  Add in the increased cost of basic goods such as gas and groceries along with salaries that are often stagnant for years in the current economy, and finding money to [...]RESOURCE CENTER Looking for a [..]

Everything Finance Monthly Round Up: Here Comes Sandy

Published on 2012-10-28 20:10:21

Everything Finance Monthly Round Up: Here Comes Sandy is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Hurricane Sandy is just a category 1 storm now, but sometime overnight, it will merge with an Arctic front and the jet stream to become a super storm.  Forecasters are saying it could be the largest storm ever seen in the Atlantic.  If you are on the East coast, stay safe; Sandy is about to [...]RESOURCE CENTER Looking for a New Investment ot [..]

The 7 Rules You Must Apply to Build Wealth

Published on 2012-10-27 17:58:56

The 7 Rules You Must Apply to Build Wealth is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It’s true there’s a difference between rich people and the rest of us. People can become “inadvertently” rich for many reasons: inheritance, family money, winning the lottery, or luck with some awesome stock pick or cool new invention. But it merits pointing out that those “self-made” souls have quite a bit in common when it [...]RESOURCE CENTER [..]

Four Frugal Treatments for Teething in Babies

Published on 2012-10-27 17:15:05

Four Frugal Treatments for Teething in Babies is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There is never a dull moment once you bring home your new bundle of joy. For me, my little one started off life with acid reflux, which was a very hard experience for both of us to endure. So of course when the reflux begins to slowly fade away and her schedule is almost flawless, [...]RESOURCE CENTER Looking for a New Investment other than Stocks? Give [..]

How to Get A Fast Cash Sale On Your Property

Published on 2012-10-26 12:19:21

How to Get A Fast Cash Sale On Your Property is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Selling one’s property is not an easy task; it can be a stressful period and quite a cumbersome task, especially if you are looking for ways and means to sell your house fast. Depending on several conditions, such as the state of the economy and the real estate market and even the location of one’s [...]RESOURCE CENTER Looking for a New Investment ot [..]

Bed & Breakfasts – An Affordable Alternative to Hotels

Published on 2012-10-26 10:38:02

Bed & Breakfasts – An Affordable Alternative to Hotels is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When my husband and I recently toured around New England for a two-week business/personal trip, I started my search on Hotels.com because they offer rewards to return customers. But because we were visiting during prime leaf-peeping season, we were going to be hit with high-season hotel rates. Ouch. It’s kind of depressing comparing low-s [..]

Paying Off Debt Vs. Saving: How do you decide?

Published on 2012-10-23 13:52:15

Paying Off Debt Vs. Saving: How do you decide? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!For those that have graduated college in the past five-ten years, chances are you’re still paying off student loans. Six years after college, and I am still faced with approximately $20,000 in loans, even though I’ve already paid down more than $10,000. I often wonder how people my age, the twenty-something, early thirty-something crowd, mana [..]

Successful Debt Management Starts with You

Published on 2012-10-22 20:49:40

Successful Debt Management Starts with You is a post originally published on: Everything Finance - Everything Finance - Its all about Money!In a perfect world we would all be debt free and have money set aside for retirement. Unfortunately we don’t live in a perfect world and good hardworking people are saddled with debt and struggle to save for their future. Many people go about their daily lives waiting for a solution to their debt problems [...]RESOURCE CENTER Looking for a New Investment [..]

How to Save Money with Your Invitations

Published on 2012-10-22 00:01:13

How to Save Money with Your Invitations is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When most people think of the expenses for their upcoming wedding, they think of the biggies like the reception, catering, and the wedding dress.  However, there are other smaller expenses that also add up quickly such as the wedding cake, the bride’s maids and groom’s men’s presents, and the wedding invitations. To have a wedding [...]RESOUR [..]

How to Pick Your Next Bank

Published on 2012-10-19 08:58:43

How to Pick Your Next Bank is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Interest rates are just about invisible these days.  As a result, more people are going to greater lengths in order to find the highest interest rates they can on bank CDs.  But is it a good use of time? Not always.  Here’s why I say this.  If you have $25,000 and are shopping for a [...]RESOURCE CENTER Looking for a New Investment other than Stocks? Give P2P Lendin [..]

FREE Finance Tools from Personal Capital

Published on 2012-10-18 07:50:56

FREE Finance Tools from Personal Capital is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Personal Capital is online personal finance software that allows you to organize all of your accounts and display them in one place. According to the website, you can manage your assets and plan for the future. I decided to sign up for a free account to find out what it was all about, and I’m [...]RESOURCE CENTER Looking for a New Investment other than Sto [..]

Difference Between Going Out of Business and Going Bankrupt

Published on 2012-10-15 00:44:55

If a business is closing and selling off its inventory, you may automatically think that it is going bankrupt, but that is not always the case.  Both businesses that are simply closing and those that are going bankrupt offer steep discounts when they are selling off assets before closing their doors forever. Going Out of [...]Current Mortgage Rates | Bank Savings Rates Difference Between Going Out of Business and Going Bankrupt is a post originally published on: Everything Finance - Everyth [..]

How to Invest When the Economy Picks Up

Published on 2012-10-14 16:06:50

Everyone seems to be living in suspended financial hibernation these days. The economy has been in the toilet for quite some time now, but if history teaches us anything, chances are it will bounce back at some point down the line. Will you be prepared? Saving for an emergency fund is a critical move at [...]Current Mortgage Rates | Bank Savings Rates How to Invest When the Economy Picks Up is a post originally published on: Everything Finance - Everything Finance - Its all about Money!

Does Your Retirement Rely on the European Union?

Published on 2012-10-12 13:46:13

Q:  What do the following three things have in common: the European Union, Presidential policy, and High Frequency Traders? A:  You can’t control them and yet they can all move the stock market. That’s not necessarily good for the stock market, and it’s definitely not good for your retirement. If you are like most Americans, then you [...]Current Mortgage Rates | Bank Savings Rates Does Your Retirement Rely on the European Union? is a post originally published on: Everything Fi [..]

Why you should have a $1,000 car insurance deductible

Published on 2012-10-12 10:47:15

This past week, I scraped my car into a wall. The impact was so strong, it dented the driver’s side–a significant dent. I make no excuses for my horrible driving skills. It is the first time in my almost 13 years of driving that I will be making a car insurance claim. This past year, [...]Current Mortgage Rates | Bank Savings Rates Why you should have a $1,000 car insurance deductible is a post originally published on: Everything Finance - Everything Finance - Its all about Money [..]

Is Now the Best Time to Refinance?

Published on 2012-10-11 09:03:20

This is a guest post by Jason Cabler who blogs at http://www.cfinancialfreedom.com/ Have you thought seriously about refinancing your home mortgage lately?  If you haven’t, you should probably consider taking a serious look it, because in a lot of cases (especially with today’s incredibly low interest rates), refinancing is a tool that could literally save [...]Current Mortgage Rates | Bank Savings Rates Is Now the Best Time to Refinance? is a post originally published on: Everythin [..]

Filing for Bankruptcy in Retirement – What You Should Know

Published on 2012-10-08 00:53:04

When you picture who typically files for bankruptcy, you may envision people in their 20′s who spent recklessly or people in middle age who suffered job loss or high medical bills that made their debt soar out of control.  Likely the last image in your mind is senior citizens, but surprisingly, they “are the fastest-growing [...]Current Mortgage Rates | Bank Savings Rates Filing for Bankruptcy in Retirement – What You Should Know is a post originally published on: Everythin [..]

Obama and Romney: Opposing Views on Small Business

Published on 2012-10-05 00:14:33

I do my best to steer clear of politics when I’m talking finance, but the Presidential debate last night has left the Internet buzzing about the aftermath. For the sake of Everything Finance, I thought it would be a good night to post about the differences between the incumbent and the challenger when it comes [...]Current Mortgage Rates | Bank Savings Rates Obama and Romney: Opposing Views on Small Business is a post originally published on: Everything Finance - Everything Finance - Its al [..]

Three tips for traveling while in debt

Published on 2012-10-04 23:30:05

For most recent college graduates, student loan debt is as much a guarantee as gas prices going up. Even so, many twenty-somethings still dream of traveling the world and being carefree—because who really dreams of spending their glory years working 9-5 chained to a cubicle? But is traveling while still in debt a good choice? [...]Current Mortgage Rates | Bank Savings Rates Three tips for traveling while in debt is a post originally published on: Everything Finance - Everything Finance - It [..]

Do you Want Free Glasses? (Even Prescription Glasses)

Published on 2012-10-04 07:20:18

Have you been shying away from wearing glasses? Do you think it takes away from your looks, yet you don’t have a choice but to wear prescription glasses? Well if you have too, how about wearing glasses that make you look fashionable and smart? Those that give you a contemporary look that is right out [...]Current Mortgage Rates | Bank Savings Rates Do you Want Free Glasses? (Even Prescription Glasses) is a post originally published on: Everything Finance - Everything Finance - Its all about [..]

The Top 5 Real Estate Markets in the U.S.

Published on 2012-10-01 00:36:02

The housing market is beginning to rebound ever so slightly, so now might be the time to enter the housing market for the first time or to buy a rental property.  Thanks to the housing crisis, though, buying a home isn’t simply a matter of finding a place you like in a neighborhood you like [...]The Top 5 Real Estate Markets in the U.S. is a post originally published on: Everything Finance - Everything Finance - Its all about Money!

Four Ways You Can Save Money by Cutting the Cable (and Survive) with Kids

Published on 2012-09-30 13:57:34

My husband and I just had our first baby, and he already started joking with people, “Yeah, we might have to finally cave in and get cable when she is a little bit older”. Wait, what?! You mean we are going to add $50-75 a month to our daily living so my cute bundle of [...]Four Ways You Can Save Money by Cutting the Cable (and Survive) with Kids is a post originally published on: Everything Finance - Everything Finance - Its all about Money!

Everything Finance Monthly Round Up: The Refs Are Back

Published on 2012-09-29 15:05:21

Even if you aren’t a sports fan, you likely heard the uproar about the NFL replacement ref’s errant call that may have cost Green Bay a game win.  The good news is that there was such an outcry that the regular NFL referees are back, the lockout is over, and sports fans around the country [...]Everything Finance Monthly Round Up: The Refs Are Back is a post originally published on: Everything Finance - Everything Finance - Its all about Money!

Security Risks Faced When Using a P2P Network

Published on 2012-09-29 14:01:50

Peer-to-peer (P2P) lending is something I’ve been writing about for quite a while now. I maintain that it’s a fantastic new way to bypass the banks and less-than-desirable investment vehicles in favor of a platform over which you have complete control. Quite a few people are concerned with the medium, however, and there are some [...]Security Risks Faced When Using a P2P Network is a post originally published on: Everything Finance - Everything Finance - Its all about Money!

How a Side Hustle Can Help You Pay off Debt and Save

Published on 2012-09-26 23:53:21

How a Side Hustle Can Help You Pay off Debt and Save is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I once read a blog post where a couple said they paid off all their debt in one year by starting a side hustle and making an extra $1,000 a month–all of which they put toward debt. They made it sound so easy…”Look how we paid off our debt! All we did was make an [...]Get a free mortgage quote!

8 Jobs That Pay You for Just Being There

Published on 2012-09-26 06:56:08

8 Jobs That Pay You for Just Being There is a post originally published on: Everything Finance - Everything Finance - Its all about Money!According to the Bureau of Labor Statistics, nearly 20 million young people are unemployed. Many would like to continue their education but are concerned with adding to their already high student loan burden. One answer is to find a job that requires your physical presence, but doesn’t need your full attention. A job that allows [...]Get a free mortgage [..]

HMO vs. PPO: Why I choose to pay more for health insurance

Published on 2012-09-24 18:51:11

HMO vs. PPO: Why I choose to pay more for health insurance is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Our company has hit us with the news that our premiums for health insurance are going up this year. We currently have a PPO plan, and I have the choice to elect to go for the cheaper HMO option. However, despite the significant increase in health insurance premiums, I am choosing to pay more for [...]Get a free mortgage quote!

Rising Gas Prices & Car Repairs = Cranky Consumers

Published on 2012-09-24 10:25:38

Rising Gas Prices & Car Repairs = Cranky Consumers is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Is the cost of filling up and maintaining your car getting out of hand? Find ways to keep money in your bank account and be on the road when you need to be. When it comes to driving a car many of us are slaves to the prices at the gas pump and necessary maintenance [...]Get a free mortgage quote!

How to Save Money on Your Cell Phone

Published on 2012-09-24 00:55:48

How to Save Money on Your Cell Phone is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I heard on the radio the other day that a cell phone in 1989, which they said was the size of a brick (and probably the weight of one too!), cost $700 to buy.  Back then, only business executives had cell phones.  However, technology has exploded, and the price has gone down significantly.  Within the [...]Get a free mortgage quote!

Why People are Scared of P2P Lending

Published on 2012-09-21 02:44:56

Why People are Scared of P2P Lending is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It’s interesting to me that so many people are afraid of P2P lending platforms, yet they’re more than willing sign up for – and max out – credit cards. Credit cards that are fleecing America. I think the fear stems from many factors, but the biggest issue is that p2p lending is relatively new to [...]Get a free mortgage quote!

Is it okay to hire a housekeeper?

Published on 2012-09-18 18:42:56

Is it okay to hire a housekeeper? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I’ve done something that most personal finance bloggers would consider an atrocity—I’ve hired a cleaning service. As someone who still has $20,000 left in student loans, I know it may not be the smartest thing I’m spending my money on, but let me break it down as to why I think it’s okay to splurge [...]Get a free mortgage quote!

A Recap of the Financial Blogger Conference FINCON12

Published on 2012-09-17 00:45:01

A Recap of the Financial Blogger Conference FINCON12 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I had the pleasure of attending the Financial Blogger Conference in Denver earlier this month, and just like last year, it was chock full of great information.  This conference, in particular, is a great place for financial bloggers to meet and discuss.  There were many great meet ups outside of conference hours.  (Who knew so [...]Get a free mo [..]

Best SUV for the Price: Review of the 2013 Kia Sorento

Published on 2012-09-13 06:52:42

Best SUV for the Price: Review of the 2013 Kia Sorento is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When it comes to buying new cars, my husband and I are not ones to upgrade very five years. We like to find a car and stick with it. That is what we had planned when we bought a used Honda Civic a year and a half ago. However, we did not plan for any [...]Get a free mortgage quote!

P2P Lending With Lending Club: A Review

Published on 2012-09-13 01:25:15

P2P Lending With Lending Club: A Review is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I’ve written quite a bit about the merits of Lending Club in the past because I love the idea of peer-to-peer (P2P) lending. However, I’m skeptical and scared to invest in anything but the most reputable of P2P lending platforms online. The two big dogs in the industry are Prosper and Lending Club, respectively. I’m [...]Get a free mortgage quote!

The Advantages of a Semi-Monthly Mortgage Payments

Published on 2012-09-10 00:57:15

The Advantages of a Semi-Monthly Mortgage Payments is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Buying a home is a large responsibility, and the monthly payment will likely be your single largest expense every month.  However, just as there are a variety of terms to choose when deciding on your mortgage (such as 15 year or 30 year or fixed rate or adjustable rate), there are also a variety of [...]Get a free mortgage quote!

Supporting Your Spouse Through School

Published on 2012-09-07 11:28:12

Supporting Your Spouse Through School is a post originally published on: Everything Finance - Everything Finance - Its all about Money!As someone who has been the primary breadwinner throughout our marriage, I am facing a new hurdle. Supporting my spouse through school, both emotionally and financially. I often wonder how other couples handle a situation when it seems to be so one-sided for such a long period of time. Back when I was single, I [...]Get a free mortgage quote!

Budget Weddings: Choose an Off-Season Month to Get Married

Published on 2012-09-03 00:01:13

Budget Weddings: Choose an Off-Season Month to Get Married is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Now that we have entered fall, you may have noticed the flurry of wedding activity slowing. Summer is the most popular time to get married, and if you plan to get married during that time, you will be paying a premium for your entertainment, catering, and venue.  However, if you would like to save money [...]Get a free mortgage quote!

The Importance of a Back to School Fund

Published on 2012-08-31 22:55:22

The Importance of a Back to School Fund is a post originally published on: Everything Finance - Everything Finance - Its all about Money!My toddler starts her first day of playschool next week, and we’ve already done the whole “meet the teachers” song and dance. My little one also just started her brand new fall activity: ballet. All of these things signal a new autonomy for her; an independence that will usher in full-fledged childhood soon. This also [...]Get a free mortgage quote!

How to Create a Budget With Your Spouse (And Stay Married!)

Published on 2012-08-30 17:28:47

How to Create a Budget With Your Spouse (And Stay Married!) is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Throughout the past two and a half years of marriage, I’ve primarily managed the money in our household. Time and time again, I would try and get my husband involved but it just led to bouts of despair, heavy sighs and finally one of us walking away in frustration. It led me to wonder: How [...]Get a free mortgage quote!

Investing: One Motif at a time

Published on 2012-08-28 06:58:36

Investing: One Motif at a time is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Motif Investing might help you see investing in a different way. The company is a fast-moving startup based in San Mateo, California. It’s a unique new platform for investing, and it enables people to invest in things they see all around them in their daily lives. When an investor buys a motif, he or she [...]Get a free mortgage quote!

Retirement Planning – What Being “Vested” Means

Published on 2012-08-27 00:19:04

Retirement Planning – What Being “Vested” Means is a post originally published on: Everything Finance - Everything Finance - Its all about Money!One of the nice perks many employers offer is a match to your own retirement contributions.  An employer match can be a powerful tool to help you grow your retirement savings more quickly.  However, to encourage employee longevity, many employers do not let the employee access the money the employer contributes until the employee is [...]Get a f [..]

Everything Finance Monthly Round Up: Here Comes Hurricane Isaac

Published on 2012-08-26 13:49:40

Everything Finance Monthly Round Up: Here Comes Hurricane Isaac is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Tropical storm Isaac, soon to be Hurricane Isaac, will likely miss the west cost of Florida, but it will create strong waves and surges.  The Republican National Convention, which will be held in Tampa this year, has been delayed, and people are keeping their fingers crossed that Tampa won’t experience significant flooding. Aroun [..]

Five Simple Tips to Take Control of Your Personal Finances Once and For All

Published on 2012-08-25 18:58:42

Five Simple Tips to Take Control of Your Personal Finances Once and For All is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Chances are you have read several articles on how to cut your grocery bill in half or how to save $5000 a year by making simple cuts. However, I am going to guess that you are still in a financial hole. Why? Simple. Those tips you read are what the writer has done, and when [...]Get a free mortgage quote!

Cable? Bundling? Really All That?

Published on 2012-08-24 22:17:15

Cable? Bundling? Really All That? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I’ve been hearing a lot of buzz around the blogosphere about cutting out cable to trim the monthly budget. I’ll be the first to admit I love my digital cable box, and I’d be hard-pressed to give it up without one heck of a fight. I thought it would be worthwhile to look at alternatives [...]Get a free mortgage quote!

Is Buying Organic Worth It?

Published on 2012-08-24 22:06:11

Is Buying Organic Worth It? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!A few months ago, my husband and I made the concentrated effort to start buying organic. In general, we’d like to be more green. Not just for our health, but we take it as part of our civic duty to help save the environment in any way we can. When we were really broke, we [...]Get a free mortgage quote!

Are You Still Working Without a Budget?

Published on 2012-08-22 07:10:20

Are You Still Working Without a Budget? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Financial experts of all stripes tell us to have a budget. But even with this knowledge in mind, many people still don’t have one. How could that be? Let’s face it, budgeting is kind of hard—you’re trying to implement a system for tracking your expenses, and since you’re probably spending by check, debit and credit cards, and cash, [...]Get a free [..]

Streamlining the Path to Retirement

Published on 2012-08-21 07:40:37

Streamlining the Path to Retirement is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Planning and preparing for retirement can sometimes seem like climbing a huge mountain. There are more choices than ever, whether it’s the type of retirement account or the multitude of investment choices, and it can get confusing. The best way to approach retirement planning is one step at a time. You can do this by [...]Get a free mortgage quote!

3 Places People Flock to Retire

Published on 2012-08-20 00:06:29

3 Places People Flock to Retire is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When my grandparents retired 40 years ago, many retirees headed to Florida or Arizona.  Those are still popular destinations, but today’s retirees have many more options to choose from.  As retirees change, so to do their choice of retirement options. If you have your sights on retirement in the next 10 to 20 years, here [...]Get a free mortgage quote!

Timeshares: Trap of all Traps

Published on 2012-08-18 03:25:27

Timeshares: Trap of all Traps is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I just returned from a much-needed trip to the beach with my dear hubby. We were down on the Gulf Coast, and it was just beautiful. Not too hot, just enough sun, a tiki bar with endless pina coladas… but I digress. While we were on vacay, we kept talking about the beach houses we [...]Get a free mortgage quote!

Should I Pay the Rent or the Child Care?

Published on 2012-08-17 09:29:41

Should I Pay the Rent or the Child Care? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This is a Guest Post By Brianna at Hows Married Life We already know it’s pretty expensive to have a baby and raise them to adulthood. In many cases, your child’s 18th birthday is not their severance day from your wallet. Some parents can’t even think that far, however, because the rising cost of child [...]Get a free mortgage quote!

Following Your Passion: Is it worth it?

Published on 2012-08-16 16:43:26

Following Your Passion: Is it worth it? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It seems that from every nook of the internet, the voices of Generation X echo: “Follow your passion.” Don’t get swept up in a desk job, don’t settle, find something that makes you feel alive. The best stories of success involve multi-millionaires working from home–or even better, not working at all. The other stories–the one [..]

Garden Fresh Veggies? Not at My House!

Published on 2012-08-15 08:54:24

Garden Fresh Veggies? Not at My House! is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Before my second child came into the world 11 months ago, my family was engaged in some mighty bad financial behavior. My husband and I frequented Starbucks (still guilty of this from time to time, but we’re doing much better), we ate takeout almost every night, we turned the air in the house down to [...]Get a free mortgage quote!

How to Stop Comparing Yourself to Others

Published on 2012-08-13 15:50:09

How to Stop Comparing Yourself to Others is a post originally published on: Everything Finance - Everything Finance - Its all about Money!As a young married couple, I often find myself comparing our lives and status against other young married couples. Some couples are having babies, others have purchased their own home, others go on so many vacations you can’t keep track when they’ll be in town. How do you stop comparing yourself to others? I sometimes [...]Get a free mortgage quote [..]

Filing for Bankruptcy – How Retirement Accounts Are Affected

Published on 2012-08-13 00:41:16

Filing for Bankruptcy – How Retirement Accounts Are Affected is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Most people don’t want to file for bankruptcy and put off doing so for as long as possible.  Some are ashamed and don’t want a bankruptcy on their record for seven or more years.  Others are worried about losing everything including their cars, home, and retirement accounts. If you do have to file bankruptcy, feeling [...]Get a free [..]

Peer to Peer Lending: Cautions and Considerations

Published on 2012-08-11 03:01:16

Peer to Peer Lending: Cautions and Considerations is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Peer-to-peer (P2P) lending has been getting an awful lot of attention these days. The big two P2P lenders in the US are Prosper and Lending Club, respectively. Here’s how it works. Borrowers post a public request for a loan and lenders pitch in to fund it. Once the loan is fully funded, the proceeds are [...]Get a free mortgage quote!

Pizza: Archnemesis of the Grocery Budget

Published on 2012-08-08 20:50:42

Pizza: Archnemesis of the Grocery Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I needed to write a post for this blog, so tonight, I laughingly asked my husband to throw out a finance-related topic for me to write on. As he shoved a slice of pepperoni deep dish in his mouth he mumbled, “I don’t know. Pizza?” Wow, what a big help he was. I rolled my [...]Get a free mortgage quote!

Choosing the Right Vehicle for Your Business

Published on 2012-08-07 19:07:05

Choosing the Right Vehicle for Your Business is a post originally published on: Everything Finance - Everything Finance - Its all about Money!A small business will go to great lengths to save money. Some ambitious entrepreneurs will sell their car and ride a bike to work. In sunny locales, a few have gone the Vespa route and visit the gas station once every few weeks. For a company that relies on cars for delivery or sales routes, [...]Get a free mortgage quote!

The Energy Sucking Monster: Air Conditioning

Published on 2012-08-06 22:07:03

The Energy Sucking Monster: Air Conditioning is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This summer we have been experiencing record high temperatures across the nation. Keeping the house bearable can be a real budget buster.  According to the U.S. Department of Energy, consumers spend 6% to 12% of their income on utilities, and summer cooling accounts for a large portion of that. While we can’t ignore the need [...]Get a free mortgage quo [..]

The Benefits of a Balloon Mortgage

Published on 2012-08-06 00:49:35

The Benefits of a Balloon Mortgage is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you are in the housing market, choosing what home to buy is not your only big decision.  You will also have to think carefully about the type of mortgage you will take out.  While most people think of the two most popular types of mortgages, fixed rate and adjustable, there are other types of [...]Get a free mortgage quote!

I Want to Buy a Rental Property!

Published on 2012-08-04 00:09:03

I Want to Buy a Rental Property! is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Since I was 18 years old, I’ve dreamed of owning a rental property. Sounds corny, I know, but it’s very, very true. I used to sit on the floor of my first apartment with the real estate section, a highlighter, and a beer on Saturday nights. It soothed me to imagine I could somehow make [...]Get a free mortgage quote!

How to Become Confident with Money

Published on 2012-08-02 16:35:33

How to Become Confident with Money is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Perhaps you’re nervous because you’re saddled with debt. Maybe someone else has always managed your finances, and you feel incapable of handling them on your own. Or maybe you just prefer the “out-of-sight, out-of-mind” way of coping with your finances, keeping yourself in the dark regarding all money matters. Whatever the case, it’s undeni [..]

So You’re Debt-Free, Now What?

Published on 2012-08-02 00:43:23

So You’re Debt-Free, Now What? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It’s not a common situation, but it’s one that I know must apply to some of you out there. Debt is the great equalizer, and the overwhelming majority of Americans are saddled with more than their fair share. But there are some who manage to tame the monster of indebtedness. Those people are left facing [...]Get a free mortgage quote!

Everything Finance Monthly Round Up – Can Phelps Capture the Gold Again?

Published on 2012-07-29 14:07:00

Everything Finance Monthly Round Up – Can Phelps Capture the Gold Again? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The 2012 Summer Olympics have begun.  There is pressure on Michael Phelps to win more gold medals to add to his collection.  However, in his first race, he didn’t medal.  He is optimistic and tweeted that tomorrow is another day.  Hopefully he will be able to rebound from the first race and capture some more [... [..]

Top Four Ways to Save on Home Appliance Purchases

Published on 2012-07-28 03:32:15

Top Four Ways to Save on Home Appliance Purchases is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Now that my family and I are moving into our own home, we are without the basic appliance necessities, such as a fridge and a washer and dryer. If you have been in the market for either two of these recently, you know that they do not come cheap. While our purchases were still pricey, [...]Get a free mortgage quote!

How I Fixed Our Grocery Crisis

Published on 2012-07-28 01:15:15

How I Fixed Our Grocery Crisis is a post originally published on: Everything Finance - Everything Finance - Its all about Money!We go through a boatload of groceries in my house each month. It wasn’t always like that, but adding two babies and an extra adult into the mix has really shaken things up around here. Before we implemented our current strategy, my husband was making near-daily trips to the store and our spending was out [...]Get a free mortgage quote!

Career vs. Family: The Pressure to Have it All

Published on 2012-07-26 13:23:49

Career vs. Family: The Pressure to Have it All is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There’s been a lot of talk lately about how far women have come and how far we have yet to go.  On the one hand, women are now having full-fledged careers and are seeing opportunities not available to our grandmothers 50 some years ago. On the other hand, we seem to be more stressed than [...]Get a free mortgage quote!

What My Mama Taught Me about Money

Published on 2012-07-26 12:06:13

What My Mama Taught Me about Money is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When I was a kid, my mom tested a range of strange tactics to try to teach my siblings and I about money. For my mom, it all started with the savings bond. She would buy a $50 bond and explain to me that it had no value until its maturity date, then she would [...]Get a free mortgage quote!

How to Create a Production Budget

Published on 2012-07-23 00:07:15

How to Create a Production Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you are in manufacturing, you should be regularly creating a production budget.  This budget will factor in two basics:  the cost of labor and the cost of materials.  Knowing these two pieces of information can help you set the price of your item at a competitive price that will still allow you to profit. [...]Get a free mortgage quote!

Choosing the right student loans

Published on 2012-07-21 17:26:08

Choosing the right student loans is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This fall, my husband and I will both be going back to school. I’ll be working on getting my Master’s of Public Administration while my husband will be finishing his bachelor’s degree. Making this decision has led to the big question: How do we choose which student loans are right for us? Deciding to go [...]Get a free mortgage quote!

When women make more money than their husbands

Published on 2012-07-12 16:18:20

When women make more money than their husbands is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I make more money than my husband. And according to 2009 Bureau of Labor Statistics figures, I’m not alone. Almost 40 percent of U.S. working wives are out-earning their husbands.But what happens to the dynamics in a marriage when a wife makes more money than her husband? For years, it’s been assumed and expected that [...]Get a free mortgage [..]

Unemployed? Make Those Dollars Stretch for Miles

Published on 2012-07-10 00:23:59

Unemployed? Make Those Dollars Stretch for Miles is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The recession is official over, but many people are still facing the prospect of job loss.  If you are recently unemployed, there are important steps you can take to preserve your money and survive unemployment.  While you may be tempted to cash out a portion of your 401k, don’t do this unless you are at [...]Get a free mortgage quote!

Listen up, Women: Take Control of Your Own Finances

Published on 2012-07-08 19:15:43

Listen up, Women: Take Control of Your Own Finances is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Where do women learn about money? Some are fortunate to understand the value of a dollar from their parents. Others gleam words of wisdom from the media and personal finance experts. But all too often, we’re sheltered from finances and stumble along the way as we try to learn how to manage our money. The [...]Get a free mortgage quote!

Budgeting in Today’s Economy

Published on 2012-07-06 06:34:48

Budgeting in Today’s Economy is a post originally published on: Everything Finance - Everything Finance - Its all about Money!While the U.S. economy is slowly improving, there have been concerns that we may see another recession fueled by the economic instability in Europe.  Now is not the time to relax budgeting skills you may have implemented during the most recent recession.  Instead, now is the time to carefully evaluate your expenses and income. You [...]Get a free mortgage quote!

We May Not Always Be Together…Am I Prepared Financially?

Published on 2012-07-03 13:10:01

We May Not Always Be Together…Am I Prepared Financially? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!No one enters into marriage expecting to get divorced but statistics show it happens more than any of us want to realize. In today’s world of failed marriages it is important to keep this thought in the back of your head regardless of your overwhelming love for your partner, “We may not always be together.” [...]Get a free mortgage quot [..]

Marital Property and Debt in Divorce

Published on 2012-06-29 07:05:02

Marital Property and Debt in Divorce is a post originally published on: Everything Finance - Everything Finance - Its all about Money!We all know how fairy tales are supposed to end. You find the person of your dreams, get married, and live happily ever after. For some people, this really does happen, but for millions of others, this fantasy is cut short. So many marriages end in divorce these days, and along with the pain that [...]Get a free mortgage quote!

It’s not always easy paying off debt

Published on 2012-06-28 11:15:41

It’s not always easy paying off debt is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Many personal finance gurus extol the virtues of living a cash-only lifestyle. They recommend putting money into envelopes, labeling them for specific purposes, such as groceries, gas, etc, and then when the money runs out–that’s it. You’re done spending until the next wave of cash flow comes in. I’ve never been able to fully go [...] [..]

Everything Finance Monthly Round Up – Supreme Court Rules on Arizona Immigration Laws

Published on 2012-06-26 00:40:33

Everything Finance Monthly Round Up – Supreme Court Rules on Arizona Immigration Laws is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The Supreme Court recently struck down many of Arizona’s controversial immigration laws.  However, one of the most controversial ones, that those suspected of being illegal immigrants must present their papers on demand, was allowed to stand. Around the web, I have been reading some excellent personal f [..]

Everything Finance Monthly Round Up – Supreme Court Rules on Arizona Immigration Laws

Published on 2012-06-26 00:40:33

Everything Finance Monthly Round Up – Supreme Court Rules on Arizona Immigration Laws is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The Supreme Court recently struck down many of Arizona’s controversial immigration laws.  However, one of the most controversial ones, that those suspected of being illegal immigrants must present their papers on demand, was allowed to stand. Around the web, I have been reading some excellent personal f [..]

Obsessed with Paying off Debt?

Published on 2012-06-25 17:04:44

Obsessed with Paying off Debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!For every person who has made a commitment to get themselves out of the vicious cycle of paying off debt and vows to become debt-free, there comes a point in time when you realize you are obsessed with paying off debt. You calculate your total debt and are probably shocked by the number. You then [...]Get a free mortgage quote!

Obsessed with Paying off Debt?

Published on 2012-06-25 17:04:44

Obsessed with Paying off Debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!For every person who has made a commitment to get themselves out of the vicious cycle of paying off debt and vows to become debt-free, there comes a point in time when you realize you are obsessed with paying off debt. You calculate your total debt and are probably shocked by the number. You then [...]Get a free mortgage quote!

Top 10 Frugal Tips – Part Two

Published on 2012-06-25 00:27:30

Top 10 Frugal Tips – Part Two is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last week we discussed the first five of ten frugal living tips.  This week we continue on with the last five frugal tips. Tip 6:  Barter.  In the time of our grandparents and great grandparents, bartering was a common occurrence and a great way to get things such as food and medical treatment when you [...]Get a free mortgage quote!

Top 10 Frugal Tips – Part Two

Published on 2012-06-25 00:27:30

Top 10 Frugal Tips – Part Two is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last week we discussed the first five of ten frugal living tips.  This week we continue on with the last five frugal tips. Tip 6:  Barter.  In the time of our grandparents and great grandparents, bartering was a common occurrence and a great way to get things such as food and medical treatment when you [...]Get a free mortgage quote!

Top 10 Frugal Tips – Part One

Published on 2012-06-18 00:57:47

Top 10 Frugal Tips – Part One is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Two of the best ways to get ahead financially are to earn more and to spend less.  If you are looking to spend less and to embrace frugality, there are 10 tips that will help you keep more money in your pocket to grow your wealth.  These strategies are useful for anyone, but especially if [...]Get a free mortgage quote!

Top 10 Frugal Tips – Part One

Published on 2012-06-18 00:57:47

Top 10 Frugal Tips – Part One is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Two of the best ways to get ahead financially are to earn more and to spend less.  If you are looking to spend less and to embrace frugality, there are 10 tips that will help you keep more money in your pocket to grow your wealth.  These strategies are useful for anyone, but especially if [...]Get a free mortgage quote!

What if we lost our jobs?

Published on 2012-06-14 18:04:56

What if we lost our jobs? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!What if we lost our jobs? With Eric’s recent stint into unplanned employment (he got injured outside of work and was unable to work for five weeks), we started to realize what would really happen if one of us lost our job. I don’t think anyone is ever really in a position to take such [...]Get a free mortgage quote!

What if we lost our jobs?

Published on 2012-06-14 18:04:56

What if we lost our jobs? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!What if we lost our jobs? With Eric’s recent stint into unplanned employment (he got injured outside of work and was unable to work for five weeks), we started to realize what would really happen if one of us lost our job. I don’t think anyone is ever really in a position to take such [...]Get a free mortgage quote!

How to Make a Financial Plan and Stick to It

Published on 2012-06-11 00:47:17

How to Make a Financial Plan and Stick to It is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Does your money seem to just slip right through your fingers? If so, you are not alone.  Between the economy and the high cost of goods as well as our consumer driven American culture, getting ahead financially can seem difficult. However, the best way to grow your wealth is to make a financial plan and [...]Get a free mortgage quote!

How to Make a Financial Plan and Stick to It

Published on 2012-06-11 00:47:17

How to Make a Financial Plan and Stick to It is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Does your money seem to just slip right through your fingers? If so, you are not alone.  Between the economy and the high cost of goods as well as our consumer driven American culture, getting ahead financially can seem difficult. However, the best way to grow your wealth is to make a financial plan and [...]Get a free mortgage quote!

Are grocery prices going up?

Published on 2012-06-07 18:38:31

Are grocery prices going up? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Every month, we set a grocery budget for $300 for two people. That comes out to about $75 a week. To me that seems like a sufficient amount of money for two adults. We live in southern California, and have lots of access to fresh cheap produce.  However, for the past several months, we’ve been [...]Get a free mortgage quote!

Are grocery prices going up?

Published on 2012-06-07 18:38:31

Are grocery prices going up? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Every month, we set a grocery budget for $300 for two people. That comes out to about $75 a week. To me that seems like a sufficient amount of money for two adults. We live in southern California, and have lots of access to fresh cheap produce.  However, for the past several months, we’ve been [...]Get a free mortgage quote!

Top Five Personal Finance Apps

Published on 2012-06-06 22:56:19

Top Five Personal Finance Apps is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Monitoring your personal finances and sticking to your budget has never been easier, courtesy of the emergence of smartphones and tablets as more than just trends, but common staples of maintaining a financially healthy lifestyle. Thanks to new, innovative smartphone applications, keeping track of your bank account and sticking to your financial guidelines and goals [.. [..]

2012 Graduates Return Home

Published on 2012-06-05 13:26:06

2012 Graduates Return Home is a post originally published on: Everything Finance - Everything Finance - Its all about Money!A new study by eHealthInsurance finds that recent college graduates are in for a reverse sticker sock when they see potential earnings for their chosen career field. Their expected income is much less than they thought and that’s if they are one of the “lucky” two-third‘s of those surveyed to even find a job. With [...]Get a free mortgage quote!

2012 Graduates Return Home

Published on 2012-06-05 13:26:06

2012 Graduates Return Home is a post originally published on: Everything Finance - Everything Finance - Its all about Money!A new study by eHealthInsurance finds that recent college graduates are in for a reverse sticker sock when they see potential earnings for their chosen career field. Their expected income is much less than they thought and that’s if they are one of the “lucky” two-third‘s of those surveyed to even find a job. With [...]Get a free mortgage quote!

A Review of Pear Budget: A Real Simple Budgeting Program

Published on 2012-06-04 00:54:21

A Review of Pear Budget: A Real Simple Budgeting Program is a post originally published on: Everything Finance - Everything Finance - Its all about Money!One of the best ways to control your money is to keep track of your spending.  There are many different software programs that will do this for you.  Today we are going to look at Pear Budget, an online budgeting program.  You can try it for free for 30 days; after that, it is $4.95 [...]Get a free mortgage quote!

A Review of Pear Budget: A Real Simple Budgeting Program

Published on 2012-06-04 00:54:21

A Review of Pear Budget: A Real Simple Budgeting Program is a post originally published on: Everything Finance - Everything Finance - Its all about Money!One of the best ways to control your money is to keep track of your spending.  There are many different software programs that will do this for you.  Today we are going to look at Pear Budget, an online budgeting program.  You can try it for free for 30 days; after that, it is $4.95 [...]Get a free mortgage quote!

Do you consider children expenses or investments?

Published on 2012-05-31 18:41:04

Do you consider children expenses or investments? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The cost of raising a child from birth to age 18 for a middle-income, two-parent family averaged $226,920 in 2010 (not including college), according to the U.S. Department of Agriculture.Add college into the mix, and you’re looking at a very steep price tag. Wouldn’t you want some great rate of return on this very expensive [...]Get a free [..]

Do you consider children expenses or investments?

Published on 2012-05-31 18:41:04

Do you consider children expenses or investments? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The cost of raising a child from birth to age 18 for a middle-income, two-parent family averaged $226,920 in 2010 (not including college), according to the U.S. Department of Agriculture.Add college into the mix, and you’re looking at a very steep price tag. Wouldn’t you want some great rate of return on this very expensive [...]Get a free [..]

Don’t overspend this summer

Published on 2012-05-29 11:35:49

Don’t overspend this summer is a post originally published on: Everything Finance - Everything Finance - Its all about Money!With summer just around the corner, your diet isn’t the only thing that usually takes a nosedive—your budget does as well. For some reason, summer seems to be the season of spending. There’s vacations to take, parties to host, and late nights out enjoying the summer weather. Who wants to cook a meal in, when [...]Get a free mortgage quote!

Don’t overspend this summer

Published on 2012-05-29 11:32:12

Don’t overspend this summer is a post originally published on: Everything Finance - Everything Finance - Its all about Money!With summer just around the corner, your diet isn’t the only thing that usually takes a nosedive—your budget does as well. For some reason, summer seems to be the season of spending. There’s vacations to take, parties to host, and late nights out enjoying the summer weather. Who wants to cook a meal in, when [...]Get a free mortgage quote!

Don’t overspend this summer

Published on 2012-05-29 11:32:12

Don’t overspend this summer is a post originally published on: Everything Finance - Everything Finance - Its all about Money!With summer just around the corner, your diet isn’t the only thing that usually takes a nosedive—your budget does as well. For some reason, summer seems to be the season of spending. There’s vacations to take, parties to host, and late nights out enjoying the summer weather. Who wants to cook a meal in, when [...]Get a free mortgage quote!

Everything Finance Monthly Round Up – Thank You to Our Service Men and Women

Published on 2012-05-27 09:18:40

Everything Finance Monthly Round Up – Thank You to Our Service Men and Women is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Many people plan barbecues and picnics on Memorial Day weekend, but it is also important to remember the sacrifices our service men and women have made.  Recently Vice President Biden gave a moving speech to families who had lost loved ones in the line of duty and recounted his own depths of grief after the [...]Get a [..]

How to Allocate Funds for Emergencies

Published on 2012-05-20 19:10:32

How to Allocate Funds for Emergencies is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last year Money issued a startling statistic—in a random poll of 1,900 Americans, more than 50% of them said they would struggle to come up with $2,000 in the event of an emergency (CNNMoney).  Don’t let that be you.  If you don’t have any money yet set aside for your emergency fund, take these steps [...]Get a free mortgage quote!

5 More Ways to Cut Your Wedding Budget Before You Cut the Cake

Published on 2012-05-20 15:04:29

5 More Ways to Cut Your Wedding Budget Before You Cut the Cake is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Planning a wedding on a small budget? It may seem like an impossible feat, but it can be done with a little creativity and planning. Here are five more ways to save on your wedding budget. Don’t forget to check out the first part of this series: 5 Ways to Cut Your Budget Before You [...]Get a free mortgage quote!

How to save during Memorial Day weekend

Published on 2012-05-17 17:05:59

How to save during Memorial Day weekend is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The unofficial start of the summer season is among us, with Memorial Day weekend quickly approaching. Along with honoring our fallen comrades, Memorial Day marks the beginning of summer—and with that, comes expensive vacations, dinners out, and all sorts of fun activities to tear your wallet apart. But don’t let the holidays deter your savings. [...]Get [..]

How much money does it take to be happy?

Published on 2012-05-14 18:38:04

How much money does it take to be happy? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!According to a recent survey by WSL/Strategic Retail, most Americans believe it takes $150,000 a year to buy what they need, afford some extras, and save too. This salary is more than three times the national median salary of $49,445 in 2010, and it’s enough to put a household into the top 10% nationally. However, [...]Get a free mortgage quote!

How to Find Online Coupons for Your Favorite Restaurant

Published on 2012-05-14 00:44:14

How to Find Online Coupons for Your Favorite Restaurant is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Americans love to eat out.  Good Morning America reported recently that “In 2010, the average consumer spent $2,505 when eating food away from home, according to the United States Department of Labor.”  That is over $200 a month spent just on eating out.  Like any fat category in your budget, the dining out category can [...]Get a free mo [..]

Top Four Budgeting Apps to Keep Your Finances on Track

Published on 2012-05-12 12:23:37

Top Four Budgeting Apps to Keep Your Finances on Track is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you are like most people, you have a smart phone or an IPad or something similar. Why not put these savvy technological devices to work for you by using apps that will save you money. Top Budgeting Apps 1. Your Bank’s App – Free Now that businesses have upgraded to the 21st century, it [...]Get a free mortgage quote!

How to Transfer Money Between Banks

Published on 2012-05-08 00:58:57

How to Transfer Money Between Banks is a post originally published on: Everything Finance - Everything Finance - Its all about Money!You may need to transfer money between bank accounts if you have money in two different banks.  There are several ways to do this beyond the obvious of driving to one bank, withdrawing the money and then depositing it at the other bank.  Which way works best for you depends on how quickly you need [...]Get a free mortgage quote!

5 Great Ways to Stay Away from Your Savings Account

Published on 2012-05-07 17:06:20

5 Great Ways to Stay Away from Your Savings Account is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you’ve considered dipping into your savings in the past few years of economic hardship, or if you’ve actually had to do so, then by no means are you alone. Since the onset of this recession, many American families have had to make tough decisions regarding the use of savings/emergency funds that they haven’t wanted to [...]Get a free mortg [..]

5 Ways to Cut Your Budget Before You Cut Your Cake

Published on 2012-05-05 16:11:56

5 Ways to Cut Your Budget Before You Cut Your Cake is a post originally published on: Everything Finance - Everything Finance - Its all about Money!So you want a luxurious, elegant wedding on a Budweiser budget? Don’t worry; it is easier than you think! There are several ways that you can plan the wedding of your dreams without getting a second job or going into debt. The main way you will save money on your wedding is if you prioritize. [...]Get a free mortgage quote!

Is it okay to hire a cleaning lady when you have debt?

Published on 2012-05-03 18:21:25

Is it okay to hire a cleaning lady when you have debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!My husband and I have been living in our new place for almost three months now and we have still been unable to create a standard cleaning schedule. It used to take me a couple of hours, tops, to clean our 400 sq. ft. shack, but now it takes me at least a solid several [...]Get a free mortgage quote!

How a Family of Two Can Save By Shopping at Costco

Published on 2012-04-30 19:16:34

How a Family of Two Can Save By Shopping at Costco is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The majority of my friends are young, married couples, with no plans of children in the near future. When I recommend shopping at Costco, they never seem convinced that the right approach to Costco could actually save them money. I mean, isn’t Costco for those people with six kids? Starting off with the membership. I [...]Get a free mortgage quote!

How to Avoid Check Bouncing Charges

Published on 2012-04-30 00:38:44

How to Avoid Check Bouncing Charges is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you write a check or pay a bill electronically from your checking account but do not have sufficient funds to cover that check, you will be charged a non-sufficient funds (NSF) fee which often ranges from $20 to $30, depending on your bank or credit union.  In addition, the person you gave the bounced [...]Get a free mortgage quote!

Everything Finance Monthly Round Up – President Obama, The Comedian

Published on 2012-04-29 13:39:31

Everything Finance Monthly Round Up – President Obama, The Comedian is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Did you watch the White House Correspondence Dinner?  We might have knew President Obama had a sense of humor, but who knew he was such a comedian?  His opening act was so good, the jokes so funny, and his timing spot on that he put the professional comedian, Jimmy Kimmel, to shame. Around the web, [...]Get a free mortgage qu [..]

So, you want to marry rich?

Published on 2012-04-26 18:18:14

So, you want to marry rich? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Marrying for solely financial reasons has always been frowned upon in our moralistic culture. As much as we may idolize wealth (as seen through our love affair with spoiled reality television stars), we still frown upon the blending of money and marriage when it’s for pure financial gain. However, almost every woman who was once [...]Get a free mortgage quote!

Stay At Home Parents… Denied!

Published on 2012-04-25 14:13:50

Stay At Home Parents… Denied! is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I recently read a US News Article about how the stay at home parent must ask the breadwinner for permission before opening a charge account. What??? Yes even in the year 2012 this is true. The article sheds light on the Federal Reserve’s decision: No paycheck, no credit card. The bottom line, a homemaker not [...]Get a free mortgage quote!

Top 10 Money Management Tips for College Students

Published on 2012-04-25 00:09:28

Top 10 Money Management Tips for College Students is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Your first year in college, you will learn a lot, both academically and personally.  You should also be learning quite a bit financially.  How you conduct your finances for the next four years while you are in college can determine in part what type of lifestyle you will have when you graduate.  If you are [...]Get a free mortgage quote!

Buying a Used Car Seat – Is It Worth It?

Published on 2012-04-19 23:04:45

Buying a Used Car Seat – Is It Worth It? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When it comes to getting ready for baby, many expensive costs can be avoided by buying used. However, there are a few items that you want to be careful purchasing when buying used for baby. One is the car seat. The History Behind the Car Seat It is illegal to sell a car seat that [...]Get a free mortgage quote!

What they won’t tell you about paying off debt

Published on 2012-04-19 00:22:10

What they won’t tell you about paying off debt is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you’ve been focused on paying off your debt, or perhaps saving for a big life event such as a wedding or buying a house, you may reach a point where you’ve just had enough. This is what they won’t tell you when it comes to paying off debt: sometimes it’s okay to take a [...]Get a free mortgage quote!

How to Open a Bank Account

Published on 2012-04-18 00:39:03

How to Open a Bank Account is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Opening a bank account is a rite of passage for any teenager who is earning income.  It is the first step in the process of becoming financially independent and may be followed by obtaining a credit card a few years later. If you or your teenager are planning to open a bank account, here are [...]Get a free mortgage quote!

Which Baby Essential Costs Can You Skip?

Published on 2012-04-12 23:57:16

Which Baby Essential Costs Can You Skip? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Babies are a precious gift and blessing, but they are also the target for materialism. As a new parent or grandparent, it is easy to get sucked into the mentality that your new bundle of joy needs a lot of items. Here are four baby items you can skip all together. Skip – Baby Washcloths [...]Get a free mortgage quote!

How to Survive Unexpected Unemployment

Published on 2012-04-12 11:22:33

How to Survive Unexpected Unemployment is a post originally published on: Everything Finance - Everything Finance - Its all about Money!We’re all supposed to plan for the worst—that’s why it’s recommended that you have at least 3-6 months of living expenses reserved in an emergency fund. But what happens when you’re saving up and are met with that unexpected unemployment? Perhaps you were part of a group layoff, or maybe there was an illness in [...]Get a free mortgage quote!

How to Clear Your Name from ChexSystems

Published on 2012-04-12 00:21:26

How to Clear Your Name from ChexSystems is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you have had insufficient funds in your account or written several bad checks, chances are good that you have been reported to the ChexSystems.  This system is used to keep track of customers with delinquent or mismanaged accounts, and all banks use the system.  That means if you have a problem at one bank, [...]Get a free mortgage quote!

4 Creative Ways to Make Money

Published on 2012-04-05 10:43:41

4 Creative Ways to Make Money is a post originally published on: Everything Finance - Everything Finance - Its all about Money!You’re working hard, paying off debt, and cut down your expenses to the bare minimum, but no matter what you do, you just don’t seem to have enough money to go around. Maybe you’re barely making it paycheck to paycheck or you want to pay off debt faster, or perhaps you want to save up [...]Get a free mortgage quote!

Bad Credit? Bank Accounts That Will Forgive You

Published on 2012-04-04 00:29:15

Bad Credit? Bank Accounts That Will Forgive You is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you have bad credit, you may find it is difficult to have any of the basic financial services you used to enjoy such as a credit cards and a checking account.  However, as more and more people have bad credit and file for bankruptcy, more banks are beginning to offer services to those individuals.  [...]Get a free mortgage quote!

Clever Ways to Pay for College

Published on 2012-04-03 19:28:46

Clever Ways to Pay for College is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The rising cost of college tuition is staggering. According to the Institute of Education Sciences, the average cost of a 4-year institution is an amazing $32,475 for 2009-2010, up from $8,672 in 1980-81. $32,475 is for each year, making a four year ride cost nearly $130,000! There are homes that sell for less than that. [...]Get a free mortgage quote!

Disposable income on the rise

Published on 2012-03-29 23:47:59

Disposable income on the rise is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The Commerce Department said real disposable income rose to a seasonally adjusted annual rate of $11.73 trillion, $10.6 billion more than previously estimated. While its final estimate left growth in gross domestic product at an unrevised 3 percent pace last quarter, when measured from the income side, the economy expanded at a solid 4.4 percent [...]Get a free mortgage [..]

4 easy ways to build your credit score

Published on 2012-03-29 15:54:24

4 easy ways to build your credit score is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Having an excellent credit score is like being an MVP in the NBA—only a few ever get the distinction but it’s highly coveted. Building your credit score will help you save lots of money in the long run by getting lower interest rates on credit cards, car loans and mortgages. If you have a good [...]Get a free mortgage quote!

Everything Finance Monthly Round Up – What’s Going on In the Skies?

Published on 2012-03-28 09:40:12

Everything Finance Monthly Round Up – What’s Going on In the Skies? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Since 9/11, we as a country have gotten used to having a different kind of airline experience.  However, recently there has been trouble on board a few flights, but now the trouble is caused by flight attendants and pilots.  Just a few weeks ago a flight attendant who was bipolar and off her medication terrified [...]Ge [..]

How to Open a Safety Deposit Box

Published on 2012-03-28 00:40:05

How to Open a Safety Deposit Box is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If you have valuables around your home, you may feel more comfortable placing them somewhere secure such as a safety deposit box to protect them in case of theft in your home or natural disasters such as tornadoes or floods. Opening a safety deposit box is easy, but there are also some important facts to [...]Get a free mortgage quote!

Consider Helping Your Child Open a Roth IRA

Published on 2012-03-27 00:08:45

Consider Helping Your Child Open a Roth IRA is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This post is part of the Roth IRA Account Movement happening all across the personal finance blogosphere today. If you have a child, one of the best things you can do for them is to teach them how to be financially savvy and how to save for their future.  Even if the kids branch out [...]Get a free mortgage quote!

Concern over earnings hits consumer spirit

Published on 2012-03-26 01:12:55

Concern over earnings hits consumer spirit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!University of Michigan /The Thomson Reuters overall index of consumer sentiment reflected households’ anxiety over their finances. It fell to 72.5 in early February, from 75.0 in January. It was the first drop in six months. The fade in morale comes in the face of the recent run of comparatively strong data, including solid job [...]Get a free mortgage [..]

Keeping Up With Your Technology – Buy Used and Buy Often

Published on 2012-03-23 02:47:38

Keeping Up With Your Technology – Buy Used and Buy Often is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Many frugal people say that they save a lot of money by not getting the latest and greatest technology. I could not agree more. However, many of the people who do this hang on to their technology purchase until it becomes almost obsolete. I wonder if they kept up with technology, if they would save [...]Get a free mortgage quote!

7 Fun Ways to Teach Children to Save

Published on 2012-03-22 12:28:06

7 Fun Ways to Teach Children to Save is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Creativity is a child’s bread and butter, so why not use that to your advantage to teach them about saving money? These clever tips are ideal for teaching your child how to make smart money decisions. 1.     It’s All in the Visuals Children tend to be visual learners. Hang up a savings goal chart, like an [...]Get a free mortgage quote!

3 Tips to Help You Save

Published on 2012-03-22 05:36:00

3 Tips to Help You Save is a post originally published on: Everything Finance - Everything Finance - Its all about Money!No matter where you are in life, you should always be saving because there is always something important to be saving up for. If you have already paid off your debt or even if you’re in the midst of paying off debt, it’s important to have an emergency fund in case of, well, an emergency. [...]Get a free mortgage quote!

3 Advantages to Using Direct Deposit

Published on 2012-03-21 00:06:37

3 Advantages to Using Direct Deposit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If your employer offers direct deposit (and most do these days) there are several advantages to using it.  In fact, direct deposit is not only beneficial to you, the employee, but also to your employer because it saves them time and resources printing and distributing paper checks. Here are three reasons why you may want [...]Get a free mortgage quote!

Play Your Credit Cards Right

Published on 2012-03-19 22:29:12

Play Your Credit Cards Right is a post originally published on: Everything Finance - Everything Finance - Its all about Money!As a certified credit counselor I spend the majority of my day helping people that have gotten in over their heads with credit cards. I am typically not a proponent of credit card use, however when used responsibly you can actually use credit cards to your advantage. The credit-card game has changed dramatically over the [...]Get a free mortgage quote!

Questions on the 2012 JOBS bill to ease capital raising

Published on 2012-03-17 12:29:45

Questions on the 2012 JOBS bill to ease capital raising is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Last week, The House of Representatives approved the JOBS Act to allow smaller companies to raise capital more easily and offer public stock offerings by relaxing filing requirements. But U.S. Securities and Exchange Commissioner Luis Aguilar echoed concerns of some Senate Democrats and SEC Chairman Mary Schapiro when he said the measure relaxed [..]

Save Money Buying on Craigslist By Being a Better Buyer

Published on 2012-03-16 02:25:49

Save Money Buying on Craigslist By Being a Better Buyer is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When it comes to buying used items, Craigslist is a wonderful resource. Erika recently just wrote a great article on how to sell items on Craigslist. Being a frequent seller on Craigslist, I am always amazed at how ridiculous potential buyers can be. So here is a how-to for all Craigslist potential buyers. With these [...]Get a free mortgage quo [..]

Deciding on Fun Money in a Marriage

Published on 2012-03-15 17:50:24

Deciding on Fun Money in a Marriage is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Fun money, play money, blow money—whatever you want to call it, it stands for money that you and your spouse get to spend on whatever you want—no questions asked. A lot of couples with tight budgets tend to agree that each spouse should have a little bit of money to do what they please. Perhaps [...]Get a free mortgage quote!

Five things you can do to improve your credit rating

Published on 2012-03-14 06:34:00

Five things you can do to improve your credit rating is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There’s been a lot of fuss over credit ratings or credit scores in the past few years. This is largely due to the massive media coverage of payday loans. The press has generally portrayed these loans in a bad light and in so doing has left many people feeling wary about their credit score. Your [...]Get a free mortgage quote!

US President’s approval rating up to 50 percent: Poll

Published on 2012-03-14 01:26:41

US President’s approval rating up to 50 percent: Poll is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The Reuters/Ipsos telephone poll , taken March 8-11 on the heels of reports that 227,000 jobs were added to the U.S. economy in February, indicates that Obama’s rating has risen by 2 percentage points during the past month. The percentage of Americans who disapprove of the Democratic president was 48 percent, down from 49 percent [...] [..]

Benefits to Using Cash over Credit

Published on 2012-03-14 00:53:55

Benefits to Using Cash over Credit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Many people rarely carry cash; instead, they use their credit cards for all of their daily transactions.  There are plenty of good reasons to use credit—it is easily accessible, you can track your expenses every month through your credit statement, you don’t have to worry about running out of money, and you can accrue cash [...]Get a free mortgage quote!

Benefits to Using Cash over Credit

Published on 2012-03-14 00:53:55

Benefits to Using Cash over Credit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Many people rarely carry cash; instead, they use their credit cards for all of their daily transactions.  There are plenty of good reasons to use credit—it is easily accessible, you can track your expenses every month through your credit statement, you don’t have to worry about running out of money, and you can accrue cash [...]Get a free mortgage quote!

Throwing a Frugal and Trendy Baby Shower

Published on 2012-03-13 17:14:27

Throwing a Frugal and Trendy Baby Shower is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Now that it is spring, it is baby shower galore! Throwing an expectant mom a baby shower is a huge blessing to them because it saves new moms money. However, throwing a baby shower can get pricey. There is a way to honor new mamas in a fun and trendy way, all while staying on [...]Get a free mortgage quote!

Throwing a Frugal and Trendy Baby Shower

Published on 2012-03-13 17:14:27

Throwing a Frugal and Trendy Baby Shower is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Now that it is spring, it is baby shower galore! Throwing an expectant mom a baby shower is a huge blessing to them because it saves new moms money. However, throwing a baby shower can get pricey. There is a way to honor new mamas in a fun and trendy way, all while staying on [...]Get a free mortgage quote!

2 Easy Ways to Save Money and Pay off Debt

Published on 2012-03-07 23:38:57

2 Easy Ways to Save Money and Pay off Debt is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There’s always an excuse for not saving money or paying off debt. But saving money and paying off debt doesn’t have to be extremely difficult or arduous. There are two very easy and simple ways to save money and pay off debt. Goals and budgeting go hand in hand. You can’t spend more money than [...]Get a free mortgage quote!

2 Easy Ways to Save Money and Pay off Debt

Published on 2012-03-07 23:38:57

2 Easy Ways to Save Money and Pay off Debt is a post originally published on: Everything Finance - Everything Finance - Its all about Money!There’s always an excuse for not saving money or paying off debt. But saving money and paying off debt doesn’t have to be extremely difficult or arduous. There are two very easy and simple ways to save money and pay off debt. Goals and budgeting go hand in hand. You can’t spend more money than [...]Get a free mortgage quote!

Know Your Taxes – Income Tax

Published on 2012-03-06 23:48:07

Know Your Taxes – Income Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!United States citizens are responsible to pay a yearly income tax based on their taxable income, which is their net income minus allowable deductions.  Many citizens are responsible for paying national, state and local income tax.  Interestingly, there are several states including Texas, Alaska, Nevada, North Dakota, Washington, Wyoming and Florida that charge their c [..]

Know Your Taxes – Income Tax

Published on 2012-03-06 23:48:07

Know Your Taxes – Income Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!United States citizens are responsible to pay a yearly income tax based on their taxable income, which is their net income minus allowable deductions.  Many citizens are responsible for paying national, state and local income tax.  Interestingly, there are several states including Texas, Alaska, Nevada, North Dakota, Washington, Wyoming and Florida that charge their c [..]

Debt Collection FAQs: A Guide for Consumers

Published on 2012-03-06 19:26:24

Debt Collection FAQs: A Guide for Consumers is a post originally published on: Everything Finance - Everything Finance - Its all about Money!By the Federal Trade Commission If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using a [..]

Know Your Taxes – Corporate Tax

Published on 2012-03-01 23:17:16

Know Your Taxes – Corporate Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Much like individuals are charged income tax on their income, businesses are charged corporate tax on their net profits.  Businesses are often charged at the federal, state and local level.  Currently the maximum businesses pay in taxes within the United States for federal tax is 35%.  State taxes on corporations run as low as 0% [...]Get a free mortgage quote!

Know Your Taxes – Corporate Tax

Published on 2012-03-01 23:17:16

Know Your Taxes – Corporate Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Much like individuals are charged income tax on their income, businesses are charged corporate tax on their net profits.  Businesses are often charged at the federal, state and local level.  Currently the maximum businesses pay in taxes within the United States for federal tax is 35%.  State taxes on corporations run as low as 0% [...]Get a free mortgage quote!

How do I stay motivated to pay off debt?

Published on 2012-03-01 13:17:33

How do I stay motivated to pay off debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It can be hard to stay motivated to pay off debt, especially when you’ve already been paying off debt for more than a year. Making sacrifices and giving up buying things and fun vacations for the sake of being debt free doesn’t feel so great until you’re actually debt free.  So how do I stay [...]Get a free mortgage quote!

How do I stay motivated to pay off debt?

Published on 2012-03-01 13:17:33

How do I stay motivated to pay off debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It can be hard to stay motivated to pay off debt, especially when you’ve already been paying off debt for more than a year. Making sacrifices and giving up buying things and fun vacations for the sake of being debt free doesn’t feel so great until you’re actually debt free.  So how do I stay [...]Get a free mortgage quote!

What I Learned About Money from Dr. Seuss

Published on 2012-03-01 11:25:34

What I Learned About Money from Dr. Seuss is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If he were still around, Dr. Seuss would have turned 108 years old on March 2 (tomorrow)! Dr. Seuss isn’t the first person you’d think of when personal finance comes to mind, but his books offer great advice related to money. Even as an adult, the advice speaks volumes. The Cat in the Hat Fun [...]Get a free mortgage quote!

What I Learned About Money from Dr. Seuss

Published on 2012-03-01 11:25:34

What I Learned About Money from Dr. Seuss is a post originally published on: Everything Finance - Everything Finance - Its all about Money!If he were still around, Dr. Seuss would have turned 108 years old on March 2 (tomorrow)! Dr. Seuss isn’t the first person you’d think of when personal finance comes to mind, but his books offer great advice related to money. Even as an adult, the advice speaks volumes. The Cat in the Hat Fun [...]Get a free mortgage quote!

When Your Credit Score Really Isn’t Your Credit Score

Published on 2012-03-01 10:22:43

When Your Credit Score Really Isn’t Your Credit Score is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Robert and Carrie were on the verge of fulfilling a ten year goal of buying their first home. Prior to meeting with a lender, they did their homework, gathered their documents, and ordered their credit reports. They were confused when the scores from each of the three credit bureaus differed so much. Yet all were [...]Get a free mortgage quote!

Know Your Taxes – Currency Conversion Tax

Published on 2012-02-28 23:56:13

Know Your Taxes – Currency Conversion Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Currency conversion taxes are those taxes utilized in the financial sector for financial transactions as opposed to taxes on consumers for purchases and other consumables. One of the currency conversion taxes is the Tobin tax, named for James Tobin who won the Nobel Memorial Prize in Economics in 1981.  This tax is meant to stabilize [...]Get a free mortga [..]

Everything Finance Monthly Round Up – Lower Unemployment Rates, but Rising Gas Prices

Published on 2012-02-27 06:28:58

Everything Finance Monthly Round Up – Lower Unemployment Rates, but Rising Gas Prices is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Encouraging news was recently released.  Unemployment is at its lowest level since 2008, and it has been falling for the last nine months.  To add more good news, the Dow continues to flirt with 13,000.  However, rising gas prices could put a damper on some of this economic improvement, and the gas prices w [..]

Advantages of Term Life Insurance over Whole Life Insurance

Published on 2012-02-26 18:12:52

Advantages of Term Life Insurance over Whole Life Insurance is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When shopping for the right life insurance policy, people often encounter road blocks when making a decision between while life insurance and term life insurance. This is because both of these types have their own advantages and disadvantages. The best way to figure out, which way to go is to assess your personal situation and [...]Get a fre [..]

Know Your Taxes – Excise Tax

Published on 2012-02-23 23:19:45

Know Your Taxes – Excise Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Get a free mortgage quote!

Are You Living Out of Your Means? Learn From One Couple’s Financial Stress of Not Living Within Their Means

Published on 2012-02-23 12:26:23

Are You Living Out of Your Means? Learn From One Couple’s Financial Stress of Not Living Within Their Means is a post originally published on: Everything Finance - Everything Finance - Its all about Money!We all have those people in our lives. The people that complain that they never have enough money or are always down in the dumps because they are short on funds. However, when you look at their lifestyle, isn’t it easy to find many things they waste their money on. I know several people li [..]

How to Host an Oscar Party on a Budget

Published on 2012-02-23 11:44:54

How to Host an Oscar Party on a Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Whether you’re a movie buff or a fashion aficionado, Hollywood’s most buzzed about event is more enjoyable when you can gossip with friends over celebrity style and debate the list of nominees for best actor. However, hosting an Academy Award party requires more than your typical party fare, since paper plates and pre-made dip fail [...]Get a free mo [..]

Pay Off Student Loans

Published on 2012-02-23 04:44:24

Pay Off Student Loans is a post originally published on: Everything Finance - Everything Finance - Its all about Money!You’ve paid off the credit cards and the car payment—the only debt you have left is student loans. Paying off student loans seems like the insurmountable mountain. The San Francisco Chronicle even goes as far as asking “Is Student Loan Debt the Next Financial Crisis?” More and more students are graduating with student loan debt, [...]Get a free mortgage quote!

Fashion Made Affordable: 8 Money-Saving Style Tips for Men

Published on 2012-02-22 11:43:19

Fashion Made Affordable: 8 Money-Saving Style Tips for Men is a post originally published on: Everything Finance - Everything Finance - Its all about Money!When it comes to fashion, men have had a free pass for far too long. In the Information Age, not knowing any better simply doesn’t cut it. Though casual attire is showing up in an increasing number of workplaces, there’s still something to dressing for success. Stocking up on a few new looks might postpone [...]Get a free mortgage [..]

U.S. primary dealers feel first hike likely in 2014: Survey

Published on 2012-02-21 23:45:27

U.S. primary dealers feel first hike likely in 2014: Survey is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Get a free mortgage quote!

U.S. primary dealers feel first hike likely in 2014: Survey

Published on 2012-02-21 23:45:27

U.S. primary dealers feel first hike likely in 2014: Survey is a post originally published on: Everything Finance - Everything Finance - Its all about Money!According to a January survey conducted by the New York Federal Reserve, U.S primary dealers feel a probability of the first interest rate increase in the second half of 2014. The survey was conducted before the Fed’s January 24-25 policy meeting. Post meeting, Ben Bernanke, Fed Chairman, expressed caution about recent improvements in [..]

Know Your Taxes – Ad Valorem

Published on 2012-02-21 23:12:42

Know Your Taxes – Ad Valorem is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Ad valorem taxes, from the Latin, according to value, are ones that you must pay on the assessed value of real estate and other personal property.  These taxes are different from sales tax because sales tax is based on a purchase transaction, while ad valorem taxes are based on owning an asset.  Likewise, sales tax [...]Get a free mortgage quote!

Know Your Taxes – Ad Valorem

Published on 2012-02-21 23:12:42

Know Your Taxes – Ad Valorem is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Ad valorem taxes, from the Latin, according to value, are ones that you must pay on the assessed value of real estate and other personal property.  These taxes are different from sales tax because sales tax is based on a purchase transaction, while ad valorem taxes are based on owning an asset.  Likewise, sales tax [...]Get a free mortgage quote!

Wal-Mart Inc posts decent earnings in the 4th Quarter of 2011

Published on 2012-02-21 22:38:29

Wal-Mart Inc posts decent earnings in the 4th Quarter of 2011 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!World’s largest retailer, Wal-Mart Stores, concluded the biggest quarter of its fiscal year with a mixed picture. Wal-Mart  (WMT, Fortune 500) maintained that revenue from operations in the fiscal fourth quarter, including the year-end holidays, rose to $1.51. It had estimated fourth-quarter earnings of $1.42 to $1.48 per share from [..]

Wal-Mart Inc posts decent earnings in the 4th Quarter of 2011

Published on 2012-02-21 22:38:29

Wal-Mart Inc posts decent earnings in the 4th Quarter of 2011 is a post originally published on: Everything Finance - Everything Finance - Its all about Money!World’s largest retailer, Wal-Mart Stores, concluded the biggest quarter of its fiscal year with a mixed picture. Wal-Mart  (WMT, Fortune 500) maintained that revenue from operations in the fiscal fourth quarter, including the year-end holidays, rose to $1.51. It had estimated fourth-quarter earnings of $1.42 to $1.48 per share from [..]

Fat Tuesday Partying on an Ash Wednesday Budget

Published on 2012-02-20 14:37:26

Fat Tuesday Partying on an Ash Wednesday Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Get a free mortgage quote!

Fat Tuesday Partying on an Ash Wednesday Budget

Published on 2012-02-20 14:37:26

Fat Tuesday Partying on an Ash Wednesday Budget is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Mardi Gras celebrations are no longer limited to the Crescent City. You’ll find beads, baubles and fine Cajun food everywhere from big-city civic centers to small-town backyards. Throw together some Second Line jazz, a few party hats, home-mixed Hurricanes and a crayfish boil and you’ve got your own celebration. You could lay out plenty for [..]

Social Profiles a Debt Collectors Dream Come True

Published on 2012-02-20 14:24:28

Social Profiles a Debt Collectors Dream Come True is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I raise my hand, guilty as charged; I admit to being addicted to my social networking sites and statistics support I am not alone. According to a recent study conducted by Pew Internet, Social networking sites and our lives the number of people using social networking sites has nearly doubled since 2008. Social networking has [...]Get a free mortgage [..]

Social Profiles a Debt Collectors Dream Come True

Published on 2012-02-20 14:24:28

Social Profiles a Debt Collectors Dream Come True is a post originally published on: Everything Finance - Everything Finance - Its all about Money!I raise my hand, guilty as charged; I admit to being addicted to my social networking sites and statistics support I am not alone. According to a recent study conducted by Pew Internet, Social networking sites and our lives the number of people using social networking sites has nearly doubled since 2008. Social networking has [...]Get a free mortgage [..]

Why The Wrong Hotel Can Ruin Your Frugal Trip

Published on 2012-02-17 12:43:26

Why The Wrong Hotel Can Ruin Your Frugal Trip is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Get a free mortgage quote!

Know Your Taxes: Consumption Tax

Published on 2012-02-16 23:53:32

Know Your Taxes: Consumption Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Consumption tax is a tax on goods or services.  In the United States, consumption taxes have an important place in American history; the Boston Tea Party was a revolt against the British imposed consumption tax on tea. In modern times, consumers pay a variety of consumption taxes. Sales Tax:  Many of our purchases are subject [...]Get a free mortgage quote!

Last minute Tax Tips

Published on 2012-02-16 06:55:39

Last minute Tax Tips is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Her are some quick last minute IRA and general tax tips: •       It’s not too late to get 2011 Tax Returns- If you fund your account by April 15, you can make a retroactive 2011 IRA contribution. •       Open a New IRA- All contributions are tax-deductable, depending on one’s [...]Get a free mortgage quote!

Is it okay to spend money when I still have debt?

Published on 2012-02-16 05:45:00

Is it okay to spend money when I still have debt? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!My husband and I have paid off more than $14,000 in debt in the past two years of our marriage. We still have another $20,000 to go in student loans. But we recently decided to upgrade from a small studio loft to a two-bedroom townhome. So I have to ask: Is it okay to spend [...]Get a free mortgage quote!

What Should You Do If Your Identity Is Stolen?

Published on 2012-02-15 19:55:20

What Should You Do If Your Identity Is Stolen? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Each year, hundreds of thousands of Americans fall victim to identity theft. While incredible advances in technology have changed the way that we do everything from shopping to catching up with friends, they have also exposed us to new security threats. If you find yourself a victim of identity theft, here are some steps you [...]Get a free mortgage quot [..]

Know Your Types of Taxes – Expatriation Tax

Published on 2012-02-14 21:15:58

Know Your Types of Taxes – Expatriation Tax is a post originally published on: Everything Finance - Everything Finance - Its all about Money!The United States government, unlike other governments, expects its citizens to pay U.S. taxes regardless if the citizens lived and earned their income in other countries.  If you live abroad for a year and make a living in another country, you are responsible for paying taxes to the United States on that income. When You [...]Get a free mortgage quote!

Can You Live a Cash Only Life?

Published on 2012-02-14 19:03:23

Can You Live a Cash Only Life? is a post originally published on: Everything Finance - Everything Finance - Its all about Money!This may sound like a silly question but credit card companies would lead you to believe it is not possible to live a cash only life. Their marketing teams push hard to make us believe life without a credit card is just not possible. Those of us that have been in debt or are struggling to [...]Get a free mortgage quote!

Hard Times Require a Pragmatic Approach in Managing Our Finances

Published on 2012-02-14 07:14:24

Hard Times Require a Pragmatic Approach in Managing Our Finances is a post originally published on: Everything Finance - Everything Finance - Its all about Money!It is becoming more and more difficult to make both ends meet. With disposable income decreasing in real terms, our propensity to save is reduced. And this is impacting on our finances. Savings will affect investments that have a bearing on Gross Domestic Product (GDP), but the average household is unlikely to be concerned about [...]Ge [..]

Concern over earnings hits consumer spirit

Published on 2012-02-13 00:12:55

Concern over earnings hits consumer spirit is a post originally published on: Everything Finance - Everything Finance - Its all about Money!University of Michigan /The Thomson Reuters overall index of consumer sentiment reflected households’ anxiety over their finances. It fell to 72.5 in early February, from 75.0 in January. It was the first drop in six months.  The fade in morale comes in the face of the recent run of comparatively strong data, including solid job [...]Get a free mortga [..]

Three Financial Goals to Accomplish Before Saying “I Do”

Published on 2012-02-12 23:22:56

Three Financial Goals to Accomplish Before Saying “I Do” is a post originally published on: Everything Finance - Everything Finance - Its all about Money!Whether you have found the perfect life mate or not, there are three financial goals that everyone should work on before they walk down the aisle. Marriage is truly a blessing, but finances are the number one item couples argue about. To keep your marriage sailing smoothly and to give yourself a good start financially, [...]Get a free mortg [..]

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