School Cents

Can I get a Student Loan with Bad Credit? If you have bad credit, you may be reluctant to start a college education for fear that you won't qualify for a student loan to pay for school; but fear not! If you have bad credit, you have several options for getting a student loan. Federal loans and private loans (with or without a co-signer) are avenues to pursue to help pay for school. Federal loans, both Stafford and Perkins loans, are available for students with bad credit. These student loans fo

Direct Student Loans

Published on 2011-11-29 17:11:22

What are Direct Student Loans? Direct Student Loans are funds made available to students and parents to help pay for college. Direct student loans are low-interest loans, and while the lender is the U.S. Department of Education, individuals may work with a private business who releases the funds or directly with the federal government. Direct student loans include subsidized, unsubsidized, and parent-only loans. These loans are simple to apply for, and unlike other forms of financial aid, are no

Student Loan Consolidation

Published on 2011-11-22 10:29:39

What is Student Loan Consolidation Student loan consolidation combines all your student loans and often lowers your monthly payment. If you spent four or more years in college, you are likely to have a number of student loans from subsidized to unsubsidized, Stafford and Perkins loans, and perhaps some privately-funded student loans as well. After graduation, you enter the repayment period and each loan requires a monthly payment. Not only can keeping track of several (or more) monthly payments

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