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How to Pick a Winning Mutual Fund
Published on 2010-11-07 20:28:26
Most investors today are passive investors that only take advantage of their employer's 401(k) or 403(b) plan. Employer plan administrators and brokers have oversimplified how employees are choosing their retirement investment vehicles. Some plans don't even require employees to pick mutual funds. Many employers allow their employees to simply choose risk tolerance packages that the brokers put together. Risk tolerance packages are a
Save Time and Money with a Smart Phone
Published on 2010-11-03 23:55:06
Ever had to run an errand during the big game? No problem! A smart phone can download a software program (called application or app) that allows you to stream a radio station through your phone speaker. Sometimes you can even watch the game on your phone. Smart phone are convenient and they can also save you money. Here are some of my favorite apps and different ways to use your smart phone: Avoid overdraft fees- Chec
Rule of Thumb for Your Major Expenses
Published on 2010-11-01 20:38:56
Do you consider what your monthly payments will be when shopping for a house, apartment, or car? You'll be in financial hot water if you aren't careful. The following rule of thumbs will keep you in the clear. If you can get a handle on these major expenses, the rest should follow suit. 1. Monthly housing payment This includes taxes, insurance, interest, principal, utilities, and maintenance. Everythi