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How Does the Dodd-Frank Act Affect Mortgages
The Dodd Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) is congress’s response to the current financial crisis. It covers various practices and subject areas such as trade derivatives, commodity trading, home loans, banking, credit rating, credit cards, and financial advising, but the overall legislati [...]
Tony the Tiger Update
On November 2nd, 2011 Judge Michael Caldwell of the East Baton Rouge District Court ruled in favor of the Animal legal Defense Fund (ALDF) in a lawsuit to free Tony the tiger from the Tiger Truck Stop in Grosse Tete, Louisiana. For the last decade, Tony has spent every day without any tiger companions in a small enclosure devoid of adequate enrichment. Sadly, the stress of his confinement has caused [...]
Student Loan Debt is Out of Control
Student loan defaults are increasing at an alarming rate. So much so that many fear student loan debt will be the next mortgage crisis. In fact, one could argue that a student loan debt crisis would be worse than the mortgage crisis since unlike mortgages, student loans are typically not dischargeable in bankruptcy. The student loan problem has many causes. First, [...]
