IRA vs 401k Central

Taking An Early Withdrawal from Roth IRA Contributions

If you absolutely need to, you can take an early withdrawal from Roth IRA contributions under certain conditions.  Compared to a Traditional IRA or 401k plan, this is a huge advantage because those plans generally have a 10% penalty tax (on top of t

How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift

If you’ve ever thought about leaving money behind to your spouse, someone you love, or a generous cause, then you now have another reason to appreciate a Roth IRA over other types of retirement accounts.  One of the little known benefits of a Roth

What are the 401k Withdrawal Rules for Getting My Money Back?

One of the biggest questions that employees have before (and sometimes even after) they start a 401k retirement plan is how and when do they get their money back? What exactly are the 401k withdrawal rules and what happens if I need my money sooner?