Consumer Credit Counseling info

Link to a forum : "Consumer Credit Counseling Service??"

Published on 2010-05-23 07:59:00

Opening date of this forum : 05-19-20102 replies so far Opening post of this forum : "After my BK discharged, I got behind in my mortgage payments.I just caught it up this month and pulled the house out of foreclosure, payments are now current. Today I get a call from Consumer Credit Counseling Service, asking to do a interview. They say they work for Freddie Mac and work as a mediation between homeowner and bank to modify mortgages, and such. Has anyone heard of them, or had success with

Article : Why credit counseling often fails?

Published on 2010-05-16 15:18:00

source : articles.moneycentral.msn.comBy Liz Pulliam WestonMSN MoneyWhen people are overwhelmed by debt but don't want to file for bankruptcy, I typically recommend they make two appointments:One with a legitimate credit counselor, preferably affiliated with the National Foundation for Credit Counseling.Another with a bankruptcy attorney.I make the second suggestion for a number of reasons.One is that credit counselors and their debt-management plans, which are designed to pay off credit c

News : Consumer credit counseling may help uneducated parents regarding credit scores

Published on 2010-05-09 13:38:00

source : debtconsolidationconnection.comBy Peggy Stillwell on May 7th, 2010Many consumers may not know what affects their credit score, which may make it difficult for them to teach their children about proper financial management tactics.According to a survey from ING Direct USA, 46 percent of respondents could identify no more than five of the 10 things that can lower a person's credit score. In fact, only five people of the more than 1,000 surveyed knew all 10 of the negative financial practi